Are there any options for a first time home buyer with a low credit score?

Asked by Michanti15, Philadelphia, PA Sat Oct 26, 2013

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9
Randall Yates, Other Pro, Dallas, TX
Fri Nov 15, 2013
Yes! My company specializes in helping people with difficult loans like low credit scores, self employment etc. we have partnerships with some of the largest lenders in America that offer loans (refinance and new purchase) with credit scores as low as 580 we refer our clients to. I'd love to help you purchase a home!
1 vote
Anna M Brocco, Agent, Williston Park, NY
Sun Oct 27, 2013
Much will depend on just how low your credit is; however there are other factors that determine mortgage qualification, therefore for a personalized answer visit with any licensed loan officer and see exactly what options you may have; at the very least if you don't yet qualify, he/she can offer great suggestions as to what needs to be done....
1 vote
Belal Mohd, Agent, Rego Park, NY
Sat Oct 26, 2013
Depends on how low is "low". Sit down with a Mortgage Professional and you will find many options.
1 vote
Brian Nguyen, Mortgage Broker Or Lender, Mission Viejo, CA
Thu Feb 13, 2014
Do you know what exact credit score do you have? Who knows, your credit score still may be acceptable. For example, I have been able to give out loans with scores as low as 580. So if you are in that range or above you will have a shot at a loan with a lender like myself. Otherwise, I recommend that you work on your credit score a bit. The simplest way to improve your score would be to pay off your debt and revolving credit balance on time. Either way, I suggest you speak with a lender like myself who would be glad to speak with you to help you get the loan that you need. If you have any further questions or if you would like a loan, feel free to contact me. Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 brian.nguyen@nafinc.com
0 votes
Philip J. Cu…, Agent, Feasterville, PA
Sat Nov 16, 2013
Try going to http://WWW.NACA.com if you still need help or have questions call me direct 267-934-1971

Philip J. Cunningham Sr.
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia, PA 19152
215-725-5700X49 cell 267-934-1971
philcunningham2004@yahoo.com
Web Reference:  http://www.GreatPaRE.com
0 votes
Jamie Gordon, Agent, Philadelphia, PA
Fri Nov 15, 2013
There are and I think they will ease up on the reins a bit after the new year. Did you already find the property? Or are you still in the pre-approval phase? Try going with a company that portfolios the loans or is a broker like Trident, Lincoln Mortgage, Allied Mortgage, and sometimes even your own bank. The other option would be to get a co-signer......Mortgages take some creativity and are not always easy but there is typically a solution.
0 votes
Sheri Curci, Agent, Newtown, PA
Mon Oct 28, 2013
It depends what type of score you are talking about. Each individual situation is different. For the best results, I will contact a lender/bank/mortgage company and see what they can offer you at your current score or guide you on a process to repair your credit.
0 votes
Paul Carson, Mortgage Broker Or Lender, Conshohocken, PA
Sun Oct 27, 2013
Each situation is unique. If you want a free no obligation analysis, please call my office or fill out my online application at http://www.PaulCarson.com

215-874-0125 office
0 votes
Philip J. Cu…, Agent, Feasterville, PA
Sun Oct 27, 2013
In Philadelphia ,PA wherre I'm a REALTOR there is NACA and since you have posted here I can only assume that you can go to http://WWW.NACA.COM then call me for advance info about NACA. 215-725-5700 X49

Philip Cunningham
V.I.P. Realty Corp
7942 Bustleton Ave
Philadelphia,PA 19152
215-725-5700 X49 cell 267-934-1971
Philcunningham2004@yahoo.com
Web Reference:  http://www.GreatPaRE.com
0 votes
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