Yes, a USDA loan you can buy a home in the country (like Richlands, Hubert, Maysville), just not a city. There are income limits but you can call Century 21 Mortgage at 910 554 4876, no min. credit score (but credit can't very terrible). You can call or email me and I can email you homes that qualify for this. I am certified in bank foreclosures and I work 7 days a week. I'd be happy to help in any way I can. Also, VA loans if you're military.
Regards, Denise Phillips, Century 21 American Prop. 860 917 0778