Are there any loan officer that doesn't count student loans as debt?

Asked by Emile.caires, New York, NY Mon Feb 4, 2013

Only reason why i am asking is because my husband and I are wanting to buy a co-op and our loan officer told us that he can't approve my husband because his debt ratio is at 74%, Credit card 12% and student loans at 32%. There are many banks that don't accept student loans as not debt. We are at 44% debt ratio but I already been to two banks and they told me no. It's pretty sad!

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