Are there any lenders who actually lend to people who have bad credit due to identity theft? I have been working on mine for over a yr still it is bad

Asked by rosamariapb, Dyersburg, TN Mon Mar 24, 2014

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Kandi Queen, Agent, Huntington Beach, CA
Tue Mar 25, 2014
FHA will take a score as low as a 580. Very stick with debt to income ratio but you can have multiple co-signers.

Have a great day!
1 vote
Thank you Kandi, Wonderful to read my score it 580 right now with 2 out of 3 agencies :)
Flag Tue Mar 25, 2014
Sanjeev Ahuja, Mortgage Broker Or Lender, Floral Park, NY
Tue Mar 25, 2014
May be you should try working with a local credit repair agency first to see if credit profile and scores can be improved. Once you are able to accomplish this the lenders will be more receptive to give you mortgage.
Good Luck
1 vote
They are improving slowly.. My scores started out in the 300's when I found the identity theft. Now they are up to 580 a year later it's taking SO VERY LONG though
Flag Tue Mar 25, 2014
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