Asked by B, • Thu Jul 12, 2012
I am looking to buy a home and put 20% down- leaving me with only $10,000 left total in cash. I have no other dept. The house does need a little work (being a bank owned property) but I really don't want to pay PMI. So, my plan is to save as I go and remodel one room at a time (when I have to cash to do so). I am a little nervous about putting so much of my savings down, but if I absolutely had to (hopefully never) I do have family that I can borrow money from no problem. I know years ago they had the first-time buyers credit, but I don't know of anything now...??
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