Usually, most lenders require a minimum 620 credit score,but it's been my experience that when you're just shy of that requirment a good mortgage lender can help you increase your score rather quiclky. My perferred lender is Matt Andre with FBC Home Loans. He's assisted most of my clients with all of their financing.His number is 407-377-0276.
I am Laura Taylor from Arkansas here in USA, if you need loan then I advise you to contact Easy Loan Firm cos I just got my loan from them a week ago without credit check and low interest rate of 2% without cosigner. You can reach them with this email email@example.com
Wells Fargo does FHA Loans as low as 500 Credit score. Down to 600 is the standard 3.5% down payment. 580-660 requires 5% down and it must be from borrower's own funds. 500-580 requires 10% down from the borrower's own funds.