Hi! I"m in East Texas, but you can always buy outside the city limits with a USDA loan, which requires no money down. We have a bank and a credit union here in Longview TX that both offer a 'first time homebuyer's loan" with no money down, so I suspect a market like Baton Rouge will have that offering as well. I can refer you to an agent in your area if you like - and stay with you till we find out!
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