Right now the "Magic Number" is a mid-score of 620 or higher. If you are interested in knowing your score without actually having your credit pulled please contact me directly. Based on the results, I can advise you on how to improve your credit immediately. This is a free service I provide.
An FHA loan will be the most accommodating for "not so perfect" credit, and there are many more benefis as well.
MBA, GRI, ABR, e-PRO, CMPS, RE Masters
REALTORÂ® / Mortgage Banker-Broker / Certified Mortgage Planning Specialist