Are mobile homes allowed as a permanent residence in Cedarpines Park, Crestline, CA?

Asked by fairlyfastfreddie, Crestline, CA Sat Mar 23, 2013

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John Arendsen, Agent, Leucadia, CA
Mon Mar 25, 2013
Ceder Pines is nice. My sister lived there for 25 year.
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fairlyfastfr…, Home Buyer, Crestline, CA
Sun Mar 24, 2013
I'm an old guy, and this will be our last move. Unless, of course, I don't mind my wife taking aim at me with a very large gun. After we're gone the kids will use it to get away from the city and can argue about what's to be done with it then.. At any rate, it won't matter much to me what they do with it at that point.
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John Arendsen, Agent, Leucadia, CA
Sun Mar 24, 2013
Be careful purchasing a used MH. If it's moved from its original situs you or anyone you may sell it to would have an even more difficult time trying to find a conventional 30 year mortgage and would never be able to obtain an FHA guaranteed loan which many borrowers are seeking nowadays. Just a thought.
Web Reference:  http://www.mh-processing.com
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fairlyfastfr…, Home Buyer, Crestline, CA
Sun Mar 24, 2013
I'll check for restrictions,but I don't think there are any. My plan is to purchase a newer unit then fir it out with Z studs and fit 2" ridged foam in between them for added R factor and also as something to attach Imitation log siding to approximate a small log cabin.
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John Arendsen, Agent, Leucadia, CA
Sun Mar 24, 2013
Sorry, That is was a MH park/community. If there are no CC&R's restricting a HUD Manufactured Home you should be able to install one as long as you get all the applicable permits. That stated you may want to consider a "Modular Home" instead of a "HUD Manufactured Home".

It has been very difficult to get comps on HUD MH's in many areas. In fact if an appraiser can't find another HUD MH within a reasonable geographic proximity to where your home would be placed they often have to refer to a MH park?community where the comps might be a lot lower.

This will not bode well for you if you need to have take out a long term conventional real estate loan once the home is installed. Or if you pay cash for it and go to sell it the buyer may have to finance it and would very likely run into the same problem.

A "Modular Home" by contrast is considered and appraised out like a site build home and the appraiser would be able to use comps from with the same geographical proximity. Hope this helps.
Web Reference:  http://www.mh-processing.com
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fairlyfastfr…, Home Buyer, Crestline, CA
Sun Mar 24, 2013
Thanks, John. However, Cedarpinespark isn't a mobile home park, it's just an area of Crestline, and I wanted to know if mobile homes were allowed. I'll do further research Monday. Take care.

Regards,
Freddie
0 votes
John Arendsen, Agent, Leucadia, CA
Sat Mar 23, 2013
You really should start with the park manager of the park/communities you are interested in. You will have to fill out an application and be approved by them before you even make an offer on a manufactured home in a rent/lease park/community.

Be wary of any manufactured home built before June 15, 1976 as they are "PRE HUD" homes and will be very difficult if not impossible to finance. Additionally many if not most PRE HUD homes were built using caustic and carcinogenic chemicals i.e. formaldehyde and asbestos.

But before you purchase any manufactured home you should have the home inspected by an experienced manufactured home inspector and not just any home inspector.Make sure the home is level and that the pier and pad assemblies are in good shape.

Be sure the vapor barrier and insulation are in tact and not ripped, torn or lying on the ground. Have the inspector look for drainage issues i.e. standing water, soil erosion, expansive (clay soil), rusted and deteriorating piers and dry rotted or decomposing wood pads supporting the piers.

Most importantly make sure the home has an approved set of Earthquake Resistant Bracing (ERBS) installed under it as much of California is in a Zone 4 seismic area:

(http://www.google.com/search?q=seismic+zone+3+map+for+califo…)

Feel free to contact us should have any more questions: 800 909-1110, Cell: 760 815-6877. Email: onthelevel@cox.net. Or log onto any of our very user friendly websites:
http://www.mh-processing.com
Web Reference: http://www.onthelevelcontractors.com
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