This is a great question!!! Larry gave you the correct answer! The only thing I would add concerns the variables & value of the finished sq. ft. The basics: a reverse 1 Â½ home plan is basically a Ranch with a walkout basement which is finished and most of the time has concrete walls poured to a height of 9â€™ which gives an approx. 8â€™ ceiling height this sq. ft. on an appraisal generally is valued in a similar manner as the main floor, if you add a bath or 2nd kitchen/bar & additional bedrooms you receive good value. The other side is the standard home with no walkout these are valued with finish at about 15-40% of the value of the main floor. On appraisals a walkout & the style of home along with other variables makes a huge difference.