I know that I answered your question earlier, but let's think out of the box for a minute....
I have clients who are not old enough to live in one of the adult communities, but they can still OWN a home in one. They just can't live there. This is actually not uncommon at all, because very often an owner will pass away, leaving the house to their kids, who are not old enough to live there. The kids usually sell it so they won't have to pay the taxes and maintenance charges each month.
I also have clients who are too young to live here, but still buy homes in the adult communities, renovate them, then either re-sell them, or rent them out to cover the costs. Sometimes they even wind up with a positive cash flow from them. This is because prices are now at an all time low, and they have nowhere to go but up. If they can rent them for 3 or 4 years, covering the costs, they will then probably be able to sell them at a significant profit, so they make out well all around.
So yes, you must be at least 55 to live here, but not to buy here.
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