We offer interest only loans. They are available to anyone that meets the income and credit requirements. Interest Only loans aren't only available to "affluent borrowers".
Interest Only loans make sense in some cases. For example if your looking to own the property a short period of time. Very popular loan program for property flippers or borrowers expecting a rise in income.
I can certainly help you out. You can call me at 408-352-5147 or email me at AGreer@themortgageoutlet.com. You can check us out at http://www.TheMortgageOutlet.com. I will look at your situation and present you with some options.