Asked by Zipper10, Jacksonville, FL • Fri May 18, 2012
We were recently approved to build a new home.
30 years/3.85%/ fixed. Should we stick with this rate or ASK for something lower? Is it normal to ask? We only have about $25,000 (2 car loans) in debt between the two of us and have very good to great credit. The builders offered great incentives, (waived lot fee, appliance package, irrigation included, bonus money for the studio) Is it tacky to ask for other offers?
Are ther any questions that we should ask? anything we should know? This is new for both of us and I don't want to be blind sided simply because of my ignorance to home buying. How is insurance and taxes determined, will those prices ever change?
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