Thanks for your post. As my colleagues have already pointed out, the housing market is so strong that there is little, if any, incentive for a builder to provide any credit to a buyer at all. Given that the developer controls the sale in a new home's complex, going there with or without an agent is not going to change the structure of your sale. If you do have an agent, however, you are much more likely to have an advocate in your corner when it comes time to do the two most critical actions in your purchase:
1. Inspection of your home prior to close of escrow
2. Review or documents and be present at closing
I just helped a buyer purchase a home in a new home development. The developer was offering--through the mortgage company (Wells Fargo)--a credit of $2000 toward closing costs if the buyer chose to use Wells Fargo as the mortgage company.
On the other hand, I gave the buyer 1/2 of the commission offered to me as the buyer's agent--about $7500. Even a few years ago, buyers were not getting this type of credit from developers.
So, you see, in a new homes project, it makes sense to use a rebate agent to assist you. We can do the one thing that both the developer and the mortgage company cannot--we can rebate a sizeable portion of money back to you in your transaction.
If you'd like to learn more, give me a call.
Allison James Estates & Homes
Tel (408) 426-1616
Full Service at Discount Agent Pricing