Am looking for a homes in eastwick . my credit score is excellent , my mon incom is 1300

Asked by wafamallik, Philadelphia, PA Fri Mar 22, 2013

I did apply for naca and they give me bet 75 - 80 but this money will not buy the home am looking for . is there any better choices for me out there. I really need advise and help from one who did that before

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Philip J. Cunningham Sr’s answer
Philip J. Cu…, Agent, Feasterville, PA
Sat Mar 23, 2013
This doesn't sound correct because the last NACA loan I did was not by price but by Monthly payment So maybe you need to talk with an agent that will meet with you and your NACA Rep Call me 215-725-5700 X49

Philip J. Cunningham Sr
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia, PA 19152
Office.(215)725-5700 X49
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Keith Chenna…, Agent, Philadelphia, PA
Sat Mar 23, 2013
I am very famaliar with NACA. Please feel free to call me and we can discuss the options available for you. one item will be how much does the house cost that you would like to buy and how much room is there to negotiate down the adking price. Also remember the naca approval is based on assumed taxes and home insurance. So there may be more room in your approval to go higher. Feel free to call me and I van assist you with naca and help u weigh your options
Keith chennault... The real estate closer!

1 vote
Joshua Stein, Agent, Conshohocken, PA
Sat Mar 23, 2013
One who did what before? I'm not 100% sure what your question is

Lenders will only give you the amount you can comfortable afford to pay back. Since your month;y income is only $1,300 (assuming no other liabilities), they will figure you can afford a monthly payment of about 40% of that (or so).

If you want to purchase a home that costs more than $80,000, you will need to either get a co-signer (to increase the income) or put down a sizable amount of money up front. I'd be happy to chat with you so I can get a more accurate picture of what you are trying to accomplish.

Warmest regards,

Joshua Stein, REALTOR®
Coldwell Banker Preferred – Conshohocken

Office:(610) 828-9558 * Cell: (215) 866-8030
Direct:(484) 270-1165 * Fax: (215) 999-5894

PA License #RS317975
1 vote
Robbie Mahal…, , Philadelphia, PA
Wed Mar 27, 2013
We can help you today! Check out our site listed below!

thanks, ROB
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