Asked by limardi jay, Buffalo, NY • Tue May 20, 2014
Im currently saving so I can hopefully purchase a home in the near future.
I just don't know if it's in the realm of possibilities.
I don't know how to figure out all the costs to see where I need to be-down payment, morgage, insurance, home inspection, taxes, realtor costs, savings for the fixes. . .
I guess I'll describe the type of home I'm picturing:
Multi Family Home, Quiet Neighborhood, newer roof, updated electrical and plumbing. Fenced yard. Dry Basement/if any. Laundry. 2 bds 1 bath (ideal 3/2) Separate Utilities.
Bonuses: Garage, newer furnace/hot water tank, eat in kitchen, newer windows. . .
Now a magic wand is waved and the morgage is under 250.00 a month (the lower the better)
How do you get approved for a morgage?
How much should you save for a down payment?
How much should you save for other costs associated with the purchase?
And how much should you save for fixing costs?
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