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33029 : Real Estate Advice

  • All27
  • Local Info1
  • Home Buying13
  • Home Selling7
  • Market Conditions0

Activity 25
Tue May 30, 2017
Sherlie Joseph answered:
Hi..you can visit our site at WWW.highlight realty.com to check what you like. If interested juicy call me to schedule an appointment. I am available anytime just call me at 461-502-8844. Good luck! ... more
0 votes 3 answers Share Flag
Mon Nov 21, 2016
Janice Zaltman answered:
I have a new property that is coming available and I can show tomorrow that is furnished and in a great location.

Please contact me to discuss.

Janice Zaltman LEED AP
Realtor, GREEN
Beachfront Realty
305 632-2606
... more
0 votes 1 answer Share Flag
Mon Nov 21, 2016
answered:
Trulia.com provides ll the crime information within the website. Just search the address in trulia.

US Mortgage Lenders - Thomas Martin
Min FICO 580 FHA/VA Loan Approvals 7 days a week
PH: 954-667-9110
http://www.florida-mortgage-lenders.com/
... more
0 votes 3 answers Share Flag
Mon Nov 21, 2016
answered:
NO you will need a rehab or construction loan. Most lenders also want to see that you have the money for repairs or require the repair money put into an escrow account.


US Mortgage Lenders - Thomas Martin
Min FICO 580 FHA/VA Loan Approvals 7 days a week
PH: 954-667-9110
http://www.florida-mortgage-lenders.com/
... more
0 votes 3 answers Share Flag
Mon Nov 21, 2016
answered:
You just need proof of 2 years income in the same line of work. Gaps must be documented. The lender is looking for stable predictable income for 2 years in the same line of work. We provide FHA/VA loans all the way down to a 580 fico. As a licensed real estate broker and mortgage broker over 10 years i can answer any questions you have throughout the process.

US Mortgage Lenders - Thomas Martin
Min FICO 580 FHA/VA Loan Approvals 7 days a week
PH: 954-667-9110
http://www.florida-mortgage-lenders.com/
http://www.fhamortgageprograms.com/
... more
0 votes 2 answers Share Flag
Mon Nov 21, 2016
answered:
You could but many rent to own are scams. The seller usually waits for some stipulation in the contact to take your non refundable deposit. You are better off buying if you can. FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

Down payment only 3.5% of the purchase price.
Gifts from family or Grants for down payment assistance and closing costs OK!
Seller can credit buyers up to 6% of sales price towards buyers costs.
No reserves or future payments in account required.
FHA regulated closing costs.

US Mortgage Lenders - Thomas Martin
Min FICO 580 FHA/VA Loan Approvals 7 days a week
PH: 954-667-9110
http://www.florida-mortgage-lenders.com/
http://www.fhamortgageprograms.com/
... more
0 votes 11 answers Share Flag
Mon Nov 21, 2016
answered:
You might try an FHA loan.
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

Down payment only 3.5% of the purchase price.
Gifts from family or Grants for down payment assistance and closing costs OK!
Seller can credit buyers up to 6% of sales price towards buyers costs.
No reserves or future payments in account required.
FHA regulated closing costs.

US Mortgage Lenders - Thomas Martin
Min FICO 580 FHA/VA Loan Approvals 7 days a week
PH: 954-667-9110
http://www.florida-mortgage-lenders.com/
http://www.fhamortgageprograms.com/
... more
0 votes 2 answers Share Flag
Fri Sep 18, 2015
Josh Barnett answered:
Call your agent and ask them to help update this info.
0 votes 1 answer Share Flag
Tue Mar 4, 2014
Ximena Rosensweig answered:
Good Morning,

Please check this video out, and let me know what do you think ;) This properties are located in Broward County.

http://youtu.be/63mpGTQ7NCM

This city has:
- Eight amazing parks for kids
- A+ Schools
- Free fun activities
- And much more...

Thank you,

Ximena Rosensweig
Realtor
SIGMA
Parkland Resident
Direct Line: 954-670-7994
xrosensweig@gmail.com
... more
0 votes 19 answers Share Flag
Fri Nov 15, 2013
Peter Rojas answered:
Your statement: "When foreclosure happens..." Many people have a misconception of what "foreclosure" is. First, you stop your payments at some time; 2nd, after 4 months, you get a "Letter of Default with intent to accelerate the loan". Shortly after the 4th month, the bank may COMMENCE the civil procedure required to foreclose; 3rd, after being served the foreclosure papers, you have 20 days to reply or ask for an extension. Most folks get an attorney to defend the suit. 4th, after several months with the new speedier court process, or years with the old court process, there will be a time when the bank's attorneys files for a default judgment and requests proceeding with the foreclosure and sale date of the property.

If you did not defend the suit, you can go to the broward county courthouse to review the file or go online to get an update of all the filings. Once you get a judgment with a request to get a sale date you should remove yourself and any personal property from the home.

I can help you do a short sale to extend the time and get you some money at closing.
... more
0 votes 8 answers Share Flag
Thu Nov 14, 2013
Claudia Gomez answered:
You can go to http://bcpa.net and calculate different scenarios to get an idea of what the taxes would be based on the selling price. But there is no guarantee that your taxes are going to be based on the selling price. If sales in the area were mostly traditional sales and not foreclosures/short sales then it's possible it could be based on a higher price other than your purchase price. ... more
0 votes 5 answers Share Flag
Wed Jul 17, 2013
bushido2 answered:
They are scams in the application fee and identity information business. Made us jump through hoops. perfect credit, and $125k yr. income, no debt, then reneged on advertised terms. They are the banks who got together and are buying up their own foreclosures creating the current false housing bubble. Hope you are reading this Theresa, I'm going to the attorney general with a complaint ... more
1 vote 2 answers Share Flag
Sat May 25, 2013
Angela Schrager answered:
Sergio: The homes for rent on Trulia are provided either by a feed from the Multiple Listing Service (used only by Realtors) or directly by a licensed Realtor.

If I can help you list your property, just let me know. I will take pictures, list the property on the MLS, Trulia, Zillow and multiple other Internet sites. You will have the comfort of knowing that prospective tenants will have a full background and credit check run, and although there are never guarantees with any tenant, you'll know that the process will have been handled thoroughly and professionally - we will price the propertly correctly, making sure you get the best marketable rent for the property, market the property, negotiate any offers, provide you with a lease and be there to move the tenant in. Our fee is one month's rent.

Let me know but either way, good luck and be careful, as Brandon mentioned below, there are a lot of state and federal laws that you need to comply with when renting.

Angela
Villa G Realty, Inc.
Tel: 954-816-7996
... more
0 votes 3 answers Share Flag
Mon Apr 1, 2013
Melissa Donaldson answered:
Hi Daniel, if your question is about sales price ..... All real estate is negotiable. However, most sellers miss the mark when negotiating .. they are so concerned with price they don't pay much attention to the terms of the contract. The terms of the contract are most important .. because if the sale does not close, it makes no difference what price you have negotiated.
That being said, If the buyer is paying cash, you can sell for as much as he will pay .. Negotiate away.
When a buyer is financing, like most buyers do, The home must appraise in order for the buyer to obtain financing. You need to look at closed sales of comparable homes in you area that have sold in the last 6 months ... these homes are your comparable sales and these are the home the bank will be looking at when they decide if they will lend the money for the purchase. if you find that your comps have sold for more, show this to the agent and make a counter offer. ... The bottom line ... It's all about comparable sales. If you don't have the comps to support your final sales price it's highly unlikely you will close.

Melissa Donaldson
Realtor
786-488-6338
814 Ponce de león, #500
CORAL GABLES FL. 33134
Coral Gables HQ | Miami Lakes | Davie | Boca Raton
... more
0 votes 10 answers Share Flag
Sun Aug 12, 2012
The Daniels Team answered:
It is definitely difficult for homeowners to make the decision to miss a payment. I have been able to negotiate some short sales without a missed payment. Tough decision for the homeowner to make but if they are facing foreclosure anyway with a true hardship then it is worth considering. It is definitely important for the homeowner to surround themselves with the best of short sale agents, attorneys and CPAs for advice. http://www.danielsteamhomes.com/Colorado-Springs-Short-Sale-Realtors ... more
0 votes 11 answers Share Flag
Fri Jul 27, 2012
Carl SanFilippo answered:
Rodney's right great anwer.

Carl SanFilippo
http://www.njshortsalesspecialist.com
http://www.buckscountyshortsalespecialist.com
http://www.lehighvalleyshortsalerealtor.com
0 votes 5 answers Share Flag
Fri Jul 27, 2012
Luis E. Lozada answered:
0 votes 5 answers Share Flag
Wed Jul 25, 2012
Alin Zdroba answered:
Depends. On your ability, time to dedicate to the selling process, and your specific very local market (neighborhood level). Generally speaking and all things equal, the answer would be yes, you probably have a better chance to be succesful as a FSBO in today's market versus say 3 years ago. Inventory levels are decreasing and well priced and presented homes are selling relatively fast.

That being said, I advise anyone against a pure FSBO (that being a home for sale without being listed on the MLS and without broker cooperation, i.e. without offering a commission to potential buyer agents). The main reason is marketing exposure: you plainly can not achieve the same exposure as a pure FSBO as you would by listing on the MLS. Both from an eyeballs perspective (how many buyers will find your home online, the only place that matters) and from a buyer pool perspective (realize that most buyers are working with buyer agents, so your home will be "invisible" to them for all intensive purposes since buyer agents will just show MLS listed homes). A not far behind reason: the dedication and perseverance required to get a home from contract to closing.

With that being said, allow me a little self promotion. Take a look at what Propertio offers (http://propertio.com). Our "owner managed" listings where you do most of the work like an FSBO, yet with some of the tools of a professional, and under the guidance of a professional, start at just 195. Further, if you find it just takes too much time (and headaches) to do it yourself, we offer a full service "agent managed" listing, where we actually manage and do the entire selling process ourselves for a flat fee of 2,950.

The cherry on top: you will not pay a buyer agent commission if the buyer is not represented by an agent.

Give me a call or send me an email and we can discuss further.

Good luck!

Alin Zdroba
Founder/Broker of Propertio
954-418-2154
alin.zdroba@propertio.com
... more
0 votes 6 answers Share Flag
Sat May 5, 2012
Irina Karan answered:
Hello Nisse,

If you are buying your principal residence, you can go FHA with 3.5% down, have seller pay your closing costs (this is subject to negotiation), then you'll be able to buy a house for $428,000 - if we look at your downpayment alone. FHA has loan limits that go by county - which you can check out on www.hud.gov website. However, the price that you can afford will be calculated based on your income, amount of debt, car loans, student loans, taxes on the property, condo maintenance fee (if condo), home insurance, flood insurance (if a house) etc.

So, it is a great idea to go see a couple of mortgage pros, to see how much you can afford with the best terms, and to review lenders' Good Faith Estimates (to compare costs), and then compare their quoted rates (ask for their note rate and APR for that note rate). Lower APR for the same note rate will mean less costly lender.

Hope this helps,

Irina Karan
Beachfront Realty, Inc.
IrinaKaran@gmail.com
... more
0 votes 11 answers Share Flag
Sat May 7, 2011
Luis E. Lozada answered:
PLEASE COMMUNICATE WITH U.S. AND YOU DO A FREE CMA

LUIS LOZADA
954-297-5634
0 votes 14 answers Share Flag
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