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Home Buying in Holiday : Real Estate Advice

  • All79
  • Local Info10
  • Home Buying24
  • Home Selling3
  • Market Conditions6

Activity 30
Sat Feb 4, 2017
Thomas Martin answered:
Yes we approve these loans everyday with min 580 fico score.

www.fhamortgageprograms.com
0 votes 3 answers Share Flag
Wed Mar 9, 2016
MCM_STL answered:
I would be very careful and entirely transparent to both parties that you are doing this and why you are doing it. It would help to know why you are considering this.

It might make sense if you've interviewed two amazing agents and can't decide who you want to work with so you have one list your current home and the other help you with our next purchase. The only other time I would suggest this is if you are hunting on both side of a state line and you really like one agent on each side of the line neither of whom is licensed in both states.

Aside from those two circumstances, I can't come up with a legitimate reason to do this. There are a number of ways this could be a very problematic situation for you.
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Wed Mar 9, 2016
Penelope.reed7266 answered:
I think Beacon Square is a better area than Holiday.
0 votes 7 answers Share Flag
Sun Sep 13, 2015
Dan Tabit answered:
If it's a RealtyTrac listing you probably can't. The homes they post are generally not for sale, but are behind on their mortgage. Most will not appear for sale and when/if they do, they are not for the prices they suggest. ... more
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Fri Apr 24, 2015
leodaddyo asked:
on my saved searches, can there also be added a maximum on HOA fees in my searches
0 votes 0 Answers Share Flag
Mon Apr 13, 2015
scrib5 answered:
Here in CT at Garden Homes Community we are now paying $485 a month with hardly anything offered in return. When I moved here in 1996 it was called "Candlewood Park" and the lot fee was about $220. We now get less and pay more than double. They pretty much can do what they want and if you own your mobile home you are at their mercy here because they are hard to sell. ... more
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Thu Dec 11, 2014
jackradigan answered:
Yes I've seen it and know the area. It is not a bad neighborhood. A couple of unfortunate events in surrounding areas but nothing out of the ordinary.
0 votes 3 answers Share Flag
Wed Nov 19, 2014
Michael Joseph answered:
Biggest question did you sign a contract? If you did read it and make sure you understand it. If you haven't signed anything you should be entitled to have it returned. Contact the broker and if you can't get a response or results from that and you didn't sign anything file a lawsuit in small claims court. List the realtor and broker in the suit. This will cost next to nothing but filing fee and include the cost to file along with the cost for your time. ... more
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Sun Aug 31, 2014
somrjim asked:
Sat May 10, 2014
Alma Kee answered:
I checked the EPA website and this is the only property I found:

Site Name: REGENCY ARTISTIC METAL REFINISHING
Street: 4401 BUENA VISTA DRIVE
City / State / ZIP: HOLIDAY, FL 34690

NPL Status: Not on the NPL
Non-NPL Status: Removal Only Site (No Site Assessment Work Needed)

EPA ID: FLN000410368
EPA Region: 04
County: PASCO

All the best,
Alma Kee
Future Home Realty
813.244.9898

www.SoldOnTampa.com
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0 votes 3 answers Share Flag
Sat May 10, 2014
Alma Kee answered:
5411 Dawn doesn't show it is active on the Realtor MLS so the owners may be trying to work something out with Regions Bank.

Regions Bank filed a Lis Pendens on Dec 18th 2013 and this is just the initial court notice of a legal action. It could be years before this house will be on the market or possibly never if the owners work out a loan modification or arrangement with the lender.

If you know the Sellers and they have a hardship and need help with doing a preforeclosure, Short Sale, ask them to call me and I can help them for no fees. If the lender allows a short sale then I would get paid at closing by Regions Bank. A Seller is better off doing a short sale than allowing a property to foreclose because in the State of Florida a lender can go after the owner for their loss. Some states allow a mortgage borrower to simply walk away without any recourse but that is not true in Florida... the lender can get a judgment and go after the borrower for 20 years!

All the best,
Alma Kee
Sold On Tampa Team
813.244.9898
www.SoldOnTampa.com
... more
0 votes 1 answer Share Flag
Sun Feb 9, 2014
Peter Lee answered:
Hi buildabaloon,

I can get you all manner of information of properties not in a flood zone. I'm just not sure what sort of properties you are asking about.

All the best,

Peter J. Lee
Future Home Realty
the3pete@att.net
(704) 231-0952- cell
(727) 848-1083- home
(813) 855-4982 ext. 157- office
http://peterlee.mfr.mlxchange.com
... more
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Sun Feb 2, 2014
Anna M Brocco answered:
Ammenities and entertainment are really all a matter of personal preferences, therefore it's really in you best interest to research on your own and also consider visiting the area more than once.... ... more
1 vote 1 answer Share Flag
Tue Jan 28, 2014
Nick Kalkanis asked:
Sat Jan 26, 2013
Donald Mituzas answered:
There are a lot of qualities to look for in a Realtor. Annette gave some good tips. I'd like to add some of my own.

When working with a Realtor it makes you life easier if you feel comfortable with that person. You'll be dealing with the a lot from the start of your home search through to the closing. You want to feel they are competent and knowledgeable with all facits of a real estate transaction. You also want to find a broker who listens to you and what your needs, wants and desires are when purchasing a home.

Finding an agent that's a full time agent is also important. There are many part timers in the business and a full time agent will be networking with other agent and may hear about the perfect home for you before it hits the market.

Experience counts and an experienced agent can make a big difference in finding the right house at the right price. If a house appears to be priced very low for the market they might be aware that a shopping center is soon to go up in the back yard. They can also help you avoid homes that are priced too high because they know the market. This also ties in with being full time.

Many agents have different badges here on Trulia as well as different Realtor designation. I don't give them much weight unless you are looking for commercial property and they have a CCIM designation or if you are an international buyer and they have the CIPS designation. The other Realtor designations mean they have taken some additional classes or have proved some basic qualifications, but in my opinion it doesn't match experience.

Find a Realtor that likes to communicate the way you do. Do you like texting or email and they don't do much of either? Perhaps they're not right for you. If you like to get an answer to a question via phone, make that clear also as some agents do almost everything by text.

Last, but certainly not least, if you know anyone who has bought a home in the area you're looking, ask them if they liked their agent and would they recommend them. This can be the best way to find a great Realtor.

This is not meant to be all inclusive of how to choose a Realtor, but I think if you get these qualitied in who you find you'll be on your way to a successful home purchase.

Good luck.

Donald A Mituzas
Licensed Associate Broker
2008 Realtor of the Year

http://www.nyhomeseller.com
http://www.elliman.com/real-estate-agent/don-mituzas/6752
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0 votes 4 answers Share Flag
Fri Jul 27, 2012
Fred Strickroot MBA, ePRO answered:
Megan,

3307 Kimberly Oaks Dr is recorded in the public record on 11/18/2008 with a sold price of $51,000. If you would like to search the Pasco County Property Appraiser website for additional information go to http://appraiser.pascogov.com/ .

Sincerely,

Fred Strickroot, Realtor®, MBA, CDPE
HomeNet
Florida Lic. Real Estate Brokerage
2154 Seven Springs Blvd, Suite 103
Trinity, FL 34655
1-888-864-2758
727-478-8997
homenetyouteam@homenet.us.com
http://www.homenetyouteam.com
... more
0 votes 2 answers Share Flag
Fri Jul 27, 2012
Fred Strickroot MBA, ePRO answered:
Are you represented by a Realtor®? If you are, they should have checked in advance to see if there are additional liens, negotiator fee, outstanding HOA dues, seller provided utilities for inspections. A lot of seller's in the area I work who have vacated the home are leaving turning utilities on up to the buyer. The past due HOA dues can be a very large obstacle since the banks are usually only willing to pay 12 months dues. The HOA bill can grow quite large if an attorney has gotten involved, and if the seller cannot pay them...somebody else is going to have to

Has the bank approved the price? If so, this can shave 3-5 weeks of the process. If not, they will order an appraisal and broker price opinions to determine fair market value. Depending on the contract, you will need to do inspections within either a certain date following the effective date (the day the last party signed the contract) or it can be from short sale approval date which is the date the lender provides notice to the seller that the short sale is approved based on the terms outlined in the letter. This letter will usually include a deadline for closing, which I have seen extended if necessary and for a good reason such as needing more time for loan processing.

Make sure that your Realtor® is doing their job by doing due diligence in the transaction. Our team would be happy to assist you in finding a great home at a great value.

Sincerely,

Fred Strickroot, Realtor®, MBA, CDPE
HomeNet
Florida Lic. Real Estate Brokerage
2154 Seven Springs Blvd, Suite 103
Trinity, FL 34655
1-888-864-2758
727-478-8997
homenetyouteam@homenet.us.com
http://www.homenetyouteam.com
... more
1 vote 4 answers Share Flag
Thu Jul 19, 2012
Peter Lee answered:
It will always be required if you live in a flood zone and are financing your home. It is something everyone should consider no matter where your home is located. The cost is based on the potential risk to your home.

When Tropical Storm Debbie came through the area last month, she was an equal opportunity disaster. It was not uncommon to hear about homes that were not considered to be in a flood zone to take flood damage.

There are two elements to flood coverage- building & contents. You don't have to have coverage for contents, but imagine what it might cost to replace everything inside your home if it were destroyed. That will help you decide.

Deductibles are another decision. Lower deductibles are not that much more expensive that the highest choices. Be sure to price all the options.

The last key detail is whether your policy will cover ACV (actual cash value) or replacement cost. It might be a $2,000.00 sofa to you, but if it has some age it might be a $200.00 sofa to your insurance carrier.

A year before TS Debbie came to town, I bought a home at the end of a canal in New Port Richey. The home was built in 1972 and had "never flooded". For a brief moment a told myself, "If it survived the last 40 years, I will be fine." By the time TS Debbie left town every square inch of my home was under water. Tens of thousands of dollars later, THANK GOD I HAD FLOOD INSURANCE!!
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Sun Jun 17, 2012
Poodle Head Mikey answered:
Tue Mar 6, 2012
Jennifer France answered:
Hi: I show this property listed at 39,900 and is a 1 bed 1 bath villa in a 55+ community. It is under the neighborhood stabilization program and medium income requirements are required to purchase this property. Let me know if I can assist you. ... more
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