If it's a RealtyTrac listing you probably can't. The homes they post are generally not for sale, but are behind on their mortgage. Most will not appear for sale and when/if they do, they are not for the prices they suggest.... more
Hi: I show this property listed at 39,900 and is a 1 bed 1 bath villa in a 55+ community. It is under the neighborhood stabilization program and medium income requirements are required to purchase this property. Let me know if I can assist you.... more
Unfortunately you really aren't in a position to negotiate now. I would take what is offered and do the best you can to move on with your lives. The amount of CFK varies depending the investor, loan amount and borrower. Most banks do not evict during the holidays but come Jan 1st files ramp up.
Keep in mind if you are seeking a short sale be prepared to get fustrated even if you have lots of time to wait for no answers. They may tell you its once price and you find out after 6 months of waiting they will not accept your offer. Meanwhile, you have passed up some great homes that fit your needs. Here is a helpful article: http://rismedia.com/2010-02-18/short-sale-buyers-face-difficulty-closing-deals-quickly/... more
I recommend you work with an experienced buyer broker with short sale experience. The recent bailout actiion taken by Washington in response to the housing crisis has actually but a halt on the speed of transactions as the majority of lending institutions are waiting to see if the government is going to buy back their loans that are currently in default. Frankly, I seriously doubt the listing agent is "trying to get the house" and I encourage you to get representation so you can obtain the information you need to purchase a home in this buyer's market. Good luck. Emily Medvec... more