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Holbrook : Real Estate Advice

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  • Home Buying2
  • Home Selling0
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Activity 8
Wed May 6, 2015
Tony Grech answered:
Hi Erin
A home equity loan and a cash out refi are two separate things. On a first mortgage (unless one you is a veteran and qualifies for VA) generally you can finance 80-85% of the appraised value. To get the additional equity out up to 90% you would have to get a 2nd mortgage (either an equity loan or home equity line of credit). Not every bank does them and not every bank will go to 90%. But at least around here (Michigan) it seems to me that there a handful that offer the equity programs especially if you do the first mortgage though them. Credit unions seem to offer them more frequently. You could also check with TCF bank. They may be able to help you out as well.

Good luck!
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Mon Aug 26, 2013
Stacey Burdine answered:
Elmer Fudd was a previous tenant.
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Sat Mar 23, 2013
Sarah Goulart Nathe answered:
Water is dependent on use so an average wont help you figure out what your use may be. You can call in a particular property but keep in mind that number of residents will change that drastically. ... more
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Sat Nov 7, 2009
Brenda Busch answered:
Hi Penny,

The residential tax rate is $14.06 per $1000 of the total assessed value of the property. If you would like more information on a particular property, please do not hesitate to call or email.

Thank you,
Brenda Busch
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Sun Nov 23, 2008
Vicky Chrisner answered:
My experience is that you must sign an affidavit that says you have no relationship with the seller, and both agents must sign an affidavit to that affect, as well. She will have to list it with an agent, and show that she tried to get offers from other people, too.

I don't think it will get approved being sold to you.. but you can try.
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Tue Mar 11, 2008
Kimberly Allard-Moccia Team answered:
The Mortgage Industry has been turned upside down in the past year. "no money down" is very vague. You are better off working with a reputable lender that can qualify you based on your INDIVIDUAL qualifications. Credit, Assets, Income, and Debt Ratios.... Remember the lending requirements are changing DAILY and the program that you may qualify for today could be gone tomorro...so please work with a reputable lender and one you are comfortable with the terms and conditions, then enter into negotiations for a specific property.Not before.. Best of Luck ... more
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Fri Jul 13, 2007
Jonathan Bowen answered:
Pro: Close to Boston without the Boston prices.

Con: Takes a little bit of time to get to a major route.
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