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Hocking County : Real Estate Advice

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Activity 14
Mon Feb 29, 2016
Ahunt0576 asked:
Sat Dec 13, 2014
Dan Tabit answered:
The power must be on for the Appraiser and the Inspector. If you buy this house without a licensed highly competent inspector you are making a huge mistake. In most cases the owner or their agent can get the power turned on for a short period of time at minimal cost. If they are too cheap to do this, move along or put it in your name. Speak to the power company about whether you can leave it on or if it would be cheaper to turn it back off, but realize, in the winter a home without power or light can experience severe issues with plumbing, flooring, walls cracking etc. It really needs to be on or you may be buying a disaster if you get a freeze. ... more
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Tue Nov 18, 2014
garypuntman answered:
I'm not sure of any cleaning services. I would love to find one though. I want to find someone who can clean my home after I move out so that it will be clean for the buyers. ... more
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Thu Apr 24, 2014
Kimberly Lawson answered:
Hi Samantha, yes you can get a first time home buyer loan on any home. Although, buying a foreclosure, unless you qualify for one of the homepath properties, you may have to get an FHA 203k loan to rehabilitate or repair if nothing more what it takes for the property to meet the minimum requirements. If I can answer any add'l questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Licensed Mortgage Loan Originator - Ohio only. Contact and licensing information can be found on my profile. ... more
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Tue Nov 12, 2013
Sam Dinkins answered:
Well, as a former resident, we learned that that big yellow farm house was twice as big but due to a fire, it's no longer as big. Not a lot of people believe In ghost but after lived there for four years i do. The room right off the top of the stairs has the worst activity and the room with the trapdoor to the basement. I've seen aperitions which on walked right into the living room and stood there as my family and I were watching tv. We all saw it.. The bedroom on the first floor is known to be able to hear a couple arguing in but yet no one is there. The woods behind the house, bye the pond, is the most terrifying place you'll ever hunt. The thermal cam we had set up for deer caught dozens of human shapes that just dissapeared. There's also a curse.. Any animal you have there will not leave there. We couldn't keep a dog for more than a year.. They just die. Also, during thanks giving one year, we heard a baby crying, everyone at the table did.. No one had a baby. Shadow people could be seen standing outside looking at the house after we blessed it. But I, once was putting a log on the fire, and it Ingulfed me. It burnt my clothes and they melted to my skin, my hair was burnt, it hurt to cry. I have permanent deep tissue scarring.. That was the last day I ever lived in that house ... more
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Wed Mar 13, 2013
John & Joyce Brackbill asked:
Mon Jul 23, 2012
Shanna Rogers answered:
Hi Kristen_t_08,

Have your Realtor do a Comparative Market Analysis (CMA) on the property using SOLD comps within a 1 mile radius of the property (the closer, the better) that have SOLD within the last 3 months. This will give you current market value. This is what you should base your offer on - not on list price. Before the seller's lender(s) will approve a short sale, they will have either a Broker's Price Opinion (BPO) done or an Appraisal to determine current market price and they will use this to set an acceptable offer price so you may as well know what the current market value is before submitting your offer.

Shanna Rogers
SR Realty
... more
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Wed Aug 24, 2011
Shane Milne answered:
Lenders require a 2-year employment history to qualify for a mortgage. There are certain exceptions to that, such as if you recently graduated college and obtained a degree and then went to work in the field which you studied, or if there was a considerable employment gap (like to raise a newborn) but you had a 2-year employment history prior to the gap. What did you do prior to the 3 months you've been employed for? Were you employed in the same field/industry but just at a different company? Something else? ... more
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Sun Apr 3, 2011
Phil Rotondo answered:
Good Morning Norma;
Check out:
0 votes 2 answers Share Flag
Thu Oct 22, 2009
Kim Noonan answered:
Hi Candace, best luck to you on your homesearch!

All the folks who've already responded are right - seek a local agent who can get you info on foreclosures in your area as soon as they hit the market.

One more little item of note, least in my area, a lot of the foreclosures are posted for sale with the bare minimum of photos attached to the listing, often just the front view. Especially the brokerages that seem to deal in the most volume. Sometimes particularly well kept homes will have more photos to show off that they are not the "typical" foreclosure.

So, if what you're looking for is a site with detailed, multiple photos of foreclosure listings, that may not be available from any source. If your time to look for homes is limited, you can always get your preapproval, find a great buyer's agent and sign up with her/him to help you search. In return s/he may be able to preview the properties for you and email you photos. But keep in mind - good foreclosures sell fast, so your best bet may be to roll your sleeves up and get appointments to get in as soon as they come up for sale!
... more
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Tue Jun 23, 2009
Lindsey M. Bishop answered:
Is the seller accepts FHA financing you will only need a 3.5% down payment. A foreclosure can sometimes take more time than a regular transaction, but is really not much different!

Let me know if you have further questions,

Lindsey :-)
... more
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Thu Apr 23, 2009
Hello again!
One option is to refinance at a lower interest rate, and bring the $39,000 to the closing table in order to bring the financed amount of your mortgage way down. Dropping your interest rate and lowering the mortgage by almost $40k will reduce your monthly payment substantially for your retirement! ... more
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