Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Rent vs Buy in Hillsborough County : Real Estate Advice

  • All22
  • Local Info1
  • Home Buying15
  • Home Selling1
  • Market Conditions1

Activity 15
Sydneyjohnso…, Renter in Brandon, FL
Sat Oct 29, 2016
Sydneyjohnson934 asked:
Angelica P, Home Buyer in Seattle, WA
Thu Aug 11, 2016
Angelica P answered:

At this time, unfortunately, we currently do not have listings for rent to own homes. You may try your luck though and search our website using the Keyword section of the search filter which can be found in the All Filters button. However, these listings are extremely rare.

Please follow these steps to begin your home search:

1. Click the "Rent' tab at the top of our homepage.
2. Enter your desired city and state in the search bar and hit Enter.
3. Click 'Max Price' to select what your highest price would be to pay for a home. Click 'Min Price' to set the lowest price you would pay.
4. Click 'More Filters'.
5. Select your preferred property type, square footage, etc.
6. Click the red 'Apply' button.

This will begin to pull up listings that are more tailored to what you are looking for.

If you are interested in a listing, click on the "Contact the agent" button to get in touch with a real estate professional in your area. You can also take advantage of our vast network of agents here:

We hope your experience with Trulia is memorable and thank you for using Trulia for all your real estate needs.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Brenda.beal, Home Buyer in Tampa, FL
Fri Dec 4, 2015
Brenda.beal answered:
My recommendation is to Buy and after 3 years, sell if you need to. After 3 years, you will be paying more for rent and they constantly go up yearly. Mortgage is steady and the housing market is going up. In three years, you may make a little profit.
You can call me and get pre-approved for a mortgage if you like.

Brenda Beal 352-217-8398
... more
0 votes 1 answer Share Flag
Sue Archer R…, Real Estate Pro in Palm Harbor, FL
Fri Apr 17, 2015
Sue Archer Reynolds answered:
I agree with the other respondents. Rent first, then buy. You mention that you have a young family. If schools are important to you I might check out areas based on the schools in different areas. There is a world of different types of living arrangements in Tampa- on the water may mean at the beach, with a canal behind you, or a pond. On a golf course- there's plenty of those.

Tampa is a bustling town with lots of transplants from other areas of the country. Your ID indicates Tampa, so I'm not sure where 'out of state' is, but you may have a tendency to want things similar to where you hail from. There are all kinks of neighborhoods within commuting distance of USF hospitals so it would be worthwhile to narrow down that criteria a little further.

For all of those reasons, I'd say rent first. But then the question is- where to rent? Maybe one of the neighborhood areas that SEEM to be what you're interested in. Setting up a client portal might help you understand some of the neighborhood 'personalities' . Good luck and welcome!
... more
1 vote 6 answers Share Flag
Diane Christ…, Real Estate Pro in Sarasota, FL
Mon Nov 17, 2014
Diane Christner answered:
Should I rent or buy a home? There are a number of calculators on the Internet to help you reach a decision, but some get quite complicated and others do not factor in necessary information.

Buying a home has been the American Dream for generations, but people often buy homes for reasons that have little to do with finances.

A positive argument for renting would be flexibility -- you are not tied for years to a particular address/area. If a job promotion takes you to another part of the country, you don't have to wait to sell your home to move. Many financial experts say it makes more sense to rent vs buy if you do not plan to stay in an area for more than 3 years, others say 5 years.

A negative argument against renting could be the increasing rental rates in the Tampa Bay area. Plus, any appreciation of the property's value goes to your landlord, not you. And if you have a pet or pets, renting can become even more difficult as many landlords will not accept pets or want hefty pet deposits in addition to the regular security deposit.

When comparing home buying vs renting, be sure to factor in ALL costs associated with home buying, not just the mortgage payments. Insurance, property taxes, property maintenance expenses, HOA or condo dues should also be factored into the cost of buying a home. Replacing roofs and AC systems can take a big chunk out of your savings.

There is no one right or wrong answer to the rent or buy question, it really depends on your personal finances, future plans and preferences.


Diane Christner, Realtor, GRI, SFR, CNE
Bright Realty
Sarasota, FL
... more
0 votes 2 answers Share Flag
Alison Conno…, Real Estate Pro in Tampa, FL
Sat Sep 13, 2014
Alison Connors answered:
I always consider buying a more financially smart decision if you can find a home that is affordable and a good deal. Especially if you plan to get a job after you finish college you will be putting money towards something instead just using it to live that month. Make sure you do your research or use an agent to help you find a house that is a good deal. That way when you finish school and decide to sell you can potentially make a profit. Many students buy and then rent out to other students to cover their mortgage bills. For example if you bought a 3 bedroom home you could rent to 2 other students and then cover the payments using their rent money. I would contact student services at your new school as well and see if they have any recommended neighborhoods that students live in. Good Luck!

Alison Rowe
Re/Max Action First
... more
0 votes 3 answers Share Flag
Stephen McRo…, Real Estate Pro in Tampa, FL
Fri Feb 14, 2014
Stephen McRory answered:
This can be a great option for many who can't buy right now but would like to secure a deal at these current low prices.The problem is, many realtors will claim these options are not available because 1. they want to get paid now. 2. they don't know how to locate and are clueless as to how to structure these deals. ............................Tampa does have these options and I know of the realtors who have enough knowledge and the skill level to help you find and negotiate a deal on a nice home. Contact me to talk about ways to structure a lease option or lease purchase, so that you can minimize financing issues later on. WWW.PRO-OPTION.COM ... more
0 votes 3 answers Share Flag
Luann Collins, Real Estate Pro in Tampa, FL
Wed Jun 5, 2013
Luann Collins answered:
Hello. I like the North Tampa- Tampa Palms Area. I moved from Fort Myers to Tampa this winter, am a Realtor and a Student at USF. The opportunities to get involved with the university are great and the connections to the freeway system and the access to all SWFL has to offer is great. ... more
0 votes 9 answers Share Flag
Erek Kirsten, Real Estate Pro in Tampa, FL
Sat Mar 23, 2013
Erek Kirsten answered:
We do. Like anything else, in order to be of superior service, we would need to know as much about your situation as possible. You go on from there.
0 votes 1 answer Share Flag
Lynn Brock, Real Estate Pro in Sarasota, FL
Tue Jan 1, 2013
Lynn Brock answered:
daneliamunguia, this greatly depends upon what lifestyle you are seeking. There are different types of condos. The most familar style is a unit situated in a mid rise or high rise. There are also villas and stand alone homes which are condos. It depends upon how the developer submitted the papers when the project was being developed.

The big difference is that a condo offers common areas; recreational facilities, swimming pool, fitness center, clubhouse, golf course(?) which you pay a per centage in your monthly maintenance fee to use and enjoy.

The condo monthly maintenance fee also includes other features such as; basic cable, pest, reserves, manager, possible water/sewer/trash. Although the montly fee may seem high, if you breakdown the expenses, by line item you may discover it is the same as those expenses you would pay living in a single family home.

Some people want the convenience of putting the key in the lock arriving home and that it. In a single family home there will be some thing that requires your attention, the yard, pest control, the pool.

Both lifestyles offer something slightly different, it really depends upon you. Personally I have lived in a low rise condo, a high rise condo, and single family home(s). Each one was perfect while living there.

It is really up to you.

Best regards,
Lynn Brock
Brock Realty Inc.
... more
0 votes 6 answers Share Flag
Lynn Brock, Real Estate Pro in Sarasota, FL
Fri Jul 13, 2012
Lynn Brock answered:
Rafi Footeman, Sounds like he needs something in a hurry. Financing will take 30 to 45 days not realistic. Finding a rental seems most practical, there may be short term housing available through MacDill to help him get situated.

Gandy is close to MacDill and offers a broad variety of housing options. South Tampa is expensive. Rentals right now are at a premium.

Sounds like you are a caring concerned Aunt, proud of her nephew. Thank him for his service.

Good luck
Lynn Brock
Brock Realty Inc

If you'd like to search the MLS like an agent in real time, you can visit our website and sign up for a free Listing Book account. You will be able to change the search criteria to suit yourself and received morning reports regarding new listings, price changes and recent pendings.
... more
0 votes 5 answers Share Flag
Erek Kirsten, Real Estate Pro in Tampa, FL
Thu Jun 28, 2012
Erek Kirsten answered:
Yes, Ellis, and either way can build equity at lightning speeds compared to the snail’s pace of a conventional loan. You also have a real person on the other side of the table with whom you can negotiate any terms that work for you, as opposed to the pretender lenders who have no vested interest in completing the transaction other than the fees they collect. They both represent true free market conditions. Don't be dissuaded by someone else’s ill-informed rhetoric. ... more
0 votes 5 answers Share Flag
Lynn Brock, Real Estate Pro in Sarasota, FL
Sun Jun 3, 2012
Lynn Brock answered:
Annette, in 2013 the real estate market will be completely different than today. To begin researching the area, go to (tampa). There you will find oodles of information regarding tampa, tampa bay, hillsborough and surrounding areas. The comments are written by the public in answer to posted questions. You will also be able to find statistics and charts pertaining to the area.

If you are interested searching the MLS like an agent in real time, you can sign up at our website for your free listingbook account. This way you can follow the real estate market while you are in New Hampshire.

Best regards,

Lynn Brock
... more
0 votes 6 answers Share Flag
Eric Odum,  in Tampa, FL
Tue Jan 19, 2010
Eric Odum answered:
Hi Jim, we focus on commercial real estate only. We are located in Downtown Tampa and are very close to your location. Let me know if we can help.


Eric Odum
813.514.1070 ... more
0 votes 4 answers Share Flag
Search Advice