Financing in Hillsboro : Real Estate Advice

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Carla Muss-J…,  in Portland, OR
Carla Muss-Jacobs, Principal Broker/Owner ~ Exclusive Buyers Agent ~ ABR, CEBA answered:
What are "points" ? I'm trying to refinance for the first time
While I know "of" the loan process, it's best to consult with and John (below) is correct.

I think the term "point" is shorthand lingo for "percentage ... more
0 votes Share Flag Thu Oct 29, 2009 Financing in Hillsboro
Luke Allison,  in Asheville, NC
Luke Allison answered:
what are points ? I'm trying to refinance, and have never done this before
There are a number of different ways to interpret "points" however the most simple definition would be: A fee paid to a lender to discount your interest rate below market valu ... more
0 votes Share Flag Thu Oct 29, 2009 Financing in Hillsboro
Shelby Bates…, Real Estate Pro in Happy Valley, OR
Shelby Bateson answered:
FHA loan gift funds and domestic partnership
In Oregon, you do not have to have any relationship at all to your co-borrower.
Gift funds are permitted for FHA loans, as long as they are from immediate family of one of the borrower ... more
1 vote Share Flag Tue Aug 4, 2009 Financing in 97124
Corri Klebaum, Real Estate Pro in Clackamas, OR
Corri Klebaum answered:
I'm looking to buy a home within 3months, can I file for the $7500 tax credit to help with the down payment?
Cut and paste from my previous answer on another thread :)

Per the IRS website:

First-time homebuyers may be able to take advantage of a tax credit for homes purchased in 2008 or ... more
0 votes Share Flag Fri Jun 26, 2009 Financing in Hillsboro
Uncle Steves…,  in Sacramento County, CA
Uncle Steves sells homes answered:
I'm hoping someone can help! My husband and I are looking to purchase our first house but we have poor credit.
Given the senario you gave, I would say it is a long shot. FHA will accept some derog credit so talk to a FHA consultant.
0 votes Share Flag Sat Feb 28, 2009 Financing in Hillsboro
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