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Financing in Highlands Ranch : Real Estate Advice

  • All60
  • Local Info3
  • Home Buying14
  • Home Selling4
  • Market Conditions3

Activity 3
Jim & Nancy…, Real Estate Pro in Highlands Ranch, CO
Mon Feb 11, 2013
Jim & Nancy Lynch answered:
I spoke to my Lender, Rich Oakely at Colorado State Bank and Trust and here is what he has available:

My 90% jumbo is available as an 80/10/10 to a max of $781,250. First is $625,000 and a second of $78,125 where we fund and keep both loans for servicing. This is available on an ARM product of 5, 7 or 10 years fixed then adjustable afterwards. For amounts over this I am capped at 80% LVT/CLTV.

If the Buyer is a Physician then I can do 100% LTV up to $750,000 or 90% LTV up to $1mm with NO MI required. This one only works for Medical Doctors and Medical Students in residency. Physician’s Assistants etc are not eligible.

Please call or email of you need any additional data or have any questions.


Richard Oakley
Senior Mortgage Banker
NMLS ID# 492665

Colorado State Bank & Trust, N.A.
10026 West San Juan Way
Littleton, CO 80127
(720) 981-6120 Phone
(720) 936-7223 Cell
(303) 566-5327 Fax
Apply Online:
... more
0 votes 6 answers Share Flag
Bob Costello, Real Estate Pro in Highlands Ranch, CO
Mon Aug 20, 2012
Bob Costello answered:
US Bank is actively seeking investor portfolios currently. 30% down required.
First Bank limits by total amount borrowed. ($750k I think)
1 vote 6 answers Share Flag
David,  in Highlands Ranch, CO
Sun May 6, 2012
David answered:
You can finance up to 10 currently. This may change down the road but the good news is if you have more than 10 you can still refinance those regardless of how many you have
0 votes 4 answers Share Flag
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