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High Springs : Real Estate Advice

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  • Local Info1
  • Home Buying8
  • Home Selling0
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Activity 10
Mon Oct 27, 2014
FEW answered:
No, a person cannot park their truck in front of their home. You must have your dog park the truck
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Thu Feb 27, 2014
John Bennett answered:
I do not know how this could help you. Are you average user? In a average house, with average insulation, average size family? Lets say you have a family of 5 and your family cooks and bakes a lot and take longer and more showers - and the area is mostly older people with 1.8 people in house.

Here is the rated from Clay county - Also FPL in the area, so I don't know which one you will be hooked up to. You can figure your cost just plug in how much electric you will use each month.

https://www.clayelectric.com/documents/RateSummarySchedule.pdf
... more
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Tue Oct 29, 2013
Garrett Buzbee answered:
John,
There are a number of local lenders in our area that offer loan programs that would require a 10%, or less, down payment. We would be glad to assist in making recommendations if you would like. Feel free email or give us a call. ... more
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Wed Oct 23, 2013
Christine Bohn, RealtorĀ® answered:
I have checked the MLS and if you are asking about MLS# 346937, the details show that a mobile home is allowed per the City of High Springs and zoned for residential single family homes. There are utilities available in the neighborhood, but your builder would have to connect when the home is built. The property is for sale by the developer. ... more
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Sun Feb 17, 2013
Anna M Brocco answered:
Thu Jan 17, 2013
Julie Rosenthal answered:
Your tax amount will depend on whether or not you plan to claim the property as your homestead. They will be based on the county assessor's valuation of the lot and house combined. A millage rate will be applied on the assessed value. See all listings and get free info at www.BUY-SELL-RENT-FLORIDA.com Julie Rosenthal Your Go To Realtor in Florida (561)827-6789 julier6789@gmail.com Property Brokers International ... more
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Thu Jan 17, 2013
Tracy Hoyt answered:
Sharon,

I see that it has been sometime since you posted looking for information, but have you been able to find that perfect property? If you are still looking and are not working with an Agent, I would be happy to help. I can answer any questions you might have about the area or the market.

Growing up in this area gives me a huge network of professionals to help guide you to finding the perfect house for your needs and your budget.

Please review my profile on Trulia or email me at THOYT@prutropical.com if you still require assistance.

Thank you,

Tracy Hoyt
Realtor
Prudential Tropical Realty
... more
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Sat Jun 2, 2012
Lou Thurmond answered:
Susie, Normally two years. One of the most important things is to keep any acounts that are reported on your credit bureau current. Proof of income and debt ratios are what the banks will look at when applying for a new home loan. I have a lot of experience with a finance background and will be happy to help. We are at the corner of Hwy 26 & Hwy 27/41 in Newberry. Having someone explain how to rebuild your credit score really helps. Lou ... more
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Thu Oct 15, 2009
Don Tepper answered:
Your question is unclear.

What happens on October 21? If it's a preforeclosure, you contact the owner. You can buy the property from him or her for the amount owed--which, with a foreclosure, would be the outstanding mortgages plus penalties, interest, and back payments. Let's say the house is worth $500,000. The owner owes $250,000 in mortgages, plus $20,000 in back payments, penalties, and interest. You can purchase the house for $270,000, and it's yours. (Use a Realtor for all of this. And time is very short. You'd need cash--either your cash, or money from a private investor or hard money lender.)

Unfortunately, today, a lot of properties going into foreclosure don't have any equity. In the example above, all the owner would have had to do is put the house on the market for, say, $450,000 (if it's really worth $500,000), and it'd have sold quickly. In today's market, with the scenario above with the owner owing $250,000 in mortgages--he probably bought 2-3 years ago, paid $250,000, and the house today is worth $150,000. So it wouldn't make sense to go in and buy a house worth $150,000 by spending $270,000.

In a short sale, you could offer $125,000 or so for the house and maybe get it. But short sales take months to transact. There isn't any time at all from now until October 21. And, working with that scenario, if the bank forecloses, when it comes back on the market with a Realtor, it'll probably be priced around $150,000. Not a bargain, but certainly less than you could buy it for today.

Hope that helps.
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Wed May 6, 2009
Brenda W. Stroud answered:
Michael,

If someone tells you no... don't give up! The laws and loan programs are different in Florida than they are in California as well as they are different from county to county. Call an agent, if they can't help you, call another and another. Be assured, from your question here, no one has enough details of your situation to tell you that you won't qualify for a loan or assitance of some kind. There are many types of loans USDA (for rural areas) is the first one that comes to mind, they don't neccessarily look at bad credit over a year old and they will help you fix your credit. Many will say they aren't loaning right now... not true, I just closed one in Feb.

www.BrendaWStroud.com
... more
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