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Home Buying in High Point : Real Estate Advice

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  • Local Info21
  • Home Buying42
  • Home Selling2
  • Market Conditions7

Activity 40
Mon Jul 17, 2017
Kathy Burgreen answered:
You can't. Real estate websites like Zillow, Trulia, etc. do not have permission from school districts to list homes by school district boundaries. All purchase contracts have a clause that states it is the buyer's responsibility to verify all information about the home - including verifying the school district the home is located in.

You need to understand that the boundaries for school districts can vary from the boundaries of the town or city the home is located in. Websites like Zillow and Trulia rely on public information. School district boundaries in many locations are NOT public information so it's not available to websites. These websites get their school information from greatschools.org which is not reliable for any specific school district. Just use it as a guideline.
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Sat Jul 15, 2017
Mizzgrad11 asked:
Hello I purchased a home with my husband but I thinking about leaving him. My name is on the deed but not the lone. If I wanted to purchase a home in the next 2 years would that affect…
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Mon Mar 28, 2016
Paul answered:
Use InBedrock.com to fully understand + analyze all real costs of homeownership, including purchase price, down payment options, closing costs (title insurance, bank fees, inspection/appraisal, legal), mortgage financing- interest rate, term, points, pre approval requirements, RE Taxes, HO Insurance, utilities/maintenance/condo fees, selling costs (broker commission, capital gains tax, state transfer taxes). InBedrock.com is educational, in-depth, easy-to-understand. Invaluable especially for serious first-time homebuyers. ... more
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Thu Feb 4, 2016
Gran25 asked:
What exactly is he for? To be rude or pushy? Can I ask him questions without his bad attitude
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Fri Mar 13, 2015
Valerie Schaffer answered:
If a home is in a USDA area , they have a a zero down option, and we could ask the seller of the property to pay your closing costs. Some of the local lenders have programs with no money down. If you would like that info I would be more than happy to provide it for you ... more
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Tue Jan 20, 2015
nijimbere85 asked:
Sun Jul 13, 2014
Todd Houghton answered:
Have you considered rolling some or all of it into a self-directed IRA? There are a lot of options for doing this now that encourage property investment as a means of diversifying your IRA.
Here is one: https://www.trustetc.com
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Tue Apr 1, 2014
deanne.robb answered:
Cone Health Center at 2630 Willard Dairy Rd in High Point 27265 zip code. Right off 68 and Willard Dairy!!
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Tue Feb 11, 2014
Kara Warren answered:
Wells Fargo announced last week that they have lowered their minimum credit score to 600 for FHA loans.
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Thu Feb 6, 2014
answered:
You'd have to do a cash out refinance or get an equity loan/line of credit on either of these homes.

Generally you can borrow 80-90% of the appraised value on either home, so I would want to know how much you owe (if anything) on both of the homes, along with how much they are presently worth. Based on those amounts we can put together some options for cashing out some of the equity to put towards the down payment on another property.

In general, a cash out refinance will give you a better interest rate, but the closing costs are more. An equity loan will carry smaller fees, but the rate will be higher. So if you're talking about a smaller amount like $10,000-$50,000, you would probably want to do the equity loan. If you need more than that, a cash out refi might suit you better.

No way to tell without knowing more details. so feel free to call me and we can discuss things further.


Tony

Tony Grech | Mortgage Loan Originator | NMLS 977416
PMAC Lending Services, Inc.
Direct (248) 728-0078 | Fax (248) 595-7130 | Cell (313) 622-7383
tony.grech@pmac.com
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Wed Jan 22, 2014
Jim Cline answered:
High Point Regional Hostpital is approximately 10 minutes and is in area code 27260!
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Sat Jan 18, 2014
Phil Rotondo answered:
https://maps.google.com/maps?q=hospital&sll=35.955692,-80.005318&sspn=0.337381,0.434647&near=High+Point,+NC&geocode=Ce7tox_zA11VFeyjJAIdOjc7-ynrQbhxxwtTiDHfEJkELYru8g&hq=hospital&t=m&z=12 ... more
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Sat Jan 18, 2014
Phil Rotondo answered:
https://maps.google.com/maps?q=hospital&sll=35.955692,-80.005318&sspn=0.337381,0.434647&near=High+Point,+NC&geocode=Ce7tox_zA11VFeyjJAIdOjc7-ynrQbhxxwtTiDHfEJkELYru8g&hq=hospital&t=m&z=12 ... more
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Wed Jan 15, 2014
Sharon Burgos answered:
Ferndale Middle and Central High. Elementary school is Oak Hill.
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Sat Sep 21, 2013
Sharon Burgos answered:
I need the address you're asking about. Happy to help with a little more info.
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Fri Sep 13, 2013
McCullough Woodward answered:
As with any area in the US, High Point has had its share of ups and downs economy-wise. Downtown is in the process of reinventing itself while new/newer businesses are going up (being added) on Eastchester/Highway 68 towards the airport side of town. All good signs that High Point is working to move in the right direction. Job creation is still vital...

The advice given in the other posts seems sound! Check the area out thoroughly as location is key. See how many other pizza places are in the area. Why are the owners selling?

I wish you the very best as you navigate this decision!
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Fri Aug 30, 2013
Melissa Goss answered:
This is why I advise against rent to own situations. They seem all glamorous at first... and then this happens.
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Thu Jul 25, 2013
Wendy Blair answered:
In general once an appraisal is ordered by the lender, it will take about 7 to 10 days for the appraisal to be in. I have seen a few times that it takes closer to 14 days, but in todays market about a week and half is a good rule of thumb. ... more
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Tue Jun 18, 2013
answered:
Good afternoon Wes,

First steps:

Meet with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for.

Line up a Home Inspector. A good home inspector will scare the heck out of you: that's what you pay him for! But you'll concentrate on the fundamentals of the property: roof free of leaks, plumbing, heating and electrical up to code and in good working order. Again, when you make an offer and you have your Home Inspector ready to go, your offer will be considered with much more interest by a Seller because you truly have your "ducks in a row" and your preparation demonstrates your serious attitude about conducting the purchase transaction in a timely manner.

Find an experienced Local Realtor who works in your desired shopping area. A serious pro Realtor will refuse to show you homes until you are Prequalified for mortgage financing. Don't take offense! That Realtor doesn't want you to be disappointed and wants you to have a smooth experience as you shop for your new home.

Put together your Team of real estate professionals and shop 'til you drop!

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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