You need to know that rentals in the New York City region never include utilities except for heat and hot water. All other utilities, the tenant pays for. Your other challenge is most landlords do not allow pets because their insurance policies restrict liability and damage to human beings - not pets. Therefore, you need to call several insurance companies and ask about pet insurance. You will need to pay for it. Once you have proof of pet insurance WITH liability and damage coverage, landlords will be more accepting to take you as a tenant. The negative side is if anybody is injured or your pet damages anything, you will be sued.