Hi Helen, if I were you, I would consider Fayette County......either north (Eads, Oakland) or south (Piperton, Rossville). Those are the areas we know of people really enjoying their retirement (friends, colleagues, clients). I haven't heard of anyone we know of going to Tipton County, so I can't speak to that.....but that doesn't mean that area doesn't have something to offer. By the way, for a neat offer if you're relocating, please visit www.danstewartrealtors.com/relocation. If you'd like some more info about Memphis (dining, shopping, etc), you might want to check out www.danstewartrealtors.com/about_memphis. On that page, you'll find info about Memphis, TN being selected by AARP as one of five "great places to retire" (2006). If you go to www.danstewartrealtors.com/about_memphis2, you'll see a 2007 report (CNNMoney.com) that names Memphis as the #1 housing market, based on affordability. This was part of a larger survey on the best places to retire (Memphis was cited as a hot spot). Good luck and please contact me at 901-486-2923 if you have any questions.