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Hesperia : Real Estate Advice

  • All189
  • Local Info14
  • Home Buying74
  • Home Selling4
  • Market Conditions4

Activity 153
Sun Aug 13, 2017
Sally Grenier answered:
Yes, there are many scams on here and this sounds like one of them. If it sounds too good to be true, it is! I just googled that address and saw it posted for rent on Zillow for $1900/mo.

https://www.zillow.com/homedetails/13345-Palos-Grande-Dr-Victorville-CA-92395/17481842_zpid/

NEVER EVER pay anyone up front to go see a rental. NEVER sign a lease without ever seeing the property in person. Make sure the person is the real owner (ask for proof). You can look up property addresses in public records and see who the owner is.
... more
1 vote 1 answer Share Flag
Tue May 30, 2017
Kathy Burgreen answered:
If you're a licensed agent, did you ever think of asking your Office Manager / Broker or other agents in your office how to list properties for rent or sale? Sounds like you need training. ... more
0 votes 1 answer Share Flag
Tue May 16, 2017
answered:
Hello Rbirdieie2000, your agent should have done a market analysis and shown you all the homes for sale similar and like and the prices they sold for and are available for now to study and have a game plan of the market value. It depends on many factors especially if there are multiple offers...

Homes these days in this market with low inventory are going for full market value so study the market value with your agent to decide. If there are multiple offers you would want to go full price.

Are you paying your own closing costs? What type of financing are you pre-approved for? If you are asking for closing costs then usually you will be at a disadvantage with other offers not asking for closing costs.

You may consider FHA 3.5% down from a minimum 580 fico score. Do you have down payment and closing costs or do you need down payment and closing cost assistance programs?

You may consider 3% down conventional from a minimum 620 fico score and down payment and closing cost assistance programs from a minimum 640 fico score.

I live in Apple Valley, CA a few miles from 92345 zip of Hesperia so let me know if you need any assistance or have real estate or mortgage questions.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Wed Mar 15, 2017
answered:
Hello Audrey, you only have to list it with one agent and then all the agents will find it in the multiple listing service so the many agents will show it to sell. One agent gets commission when they list it and one agent when they sell it.

I live in ApYou may consider a refinance as we are still at record low rates as well.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and LTV and how much cash out you may want. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

I live in Apple Valley and any agent can do a CMA, comparable market analysis, to get a fair market value to list it at. Do you want to buy another home or just rent?

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 4 answers Share Flag
Thu Mar 9, 2017
Ashlee Husa asked:
I foreclosed on a junior loan I had on a underwater property in Southern California,took it to public auction and no one bid so it went back to me,then evicted the previous owner. But because…
0 votes 0 Answers Share Flag
Thu Mar 9, 2017
Ashlee Husa asked:
I foreclosed on a junior loan I had on a underwater property in Southern California,took it to public auction and no one bid so it went back to me,then evicted the previous owner. But because…
0 votes 0 Answers Share Flag
Thu Mar 9, 2017
Ashlee Husa asked:
I foreclosed on a junior loan I had on a underwater property in Southern California,took it to public auction and no one bid so it went back to me,then evicted the previous owner. But because…
0 votes 0 Answers Share Flag
Thu Mar 9, 2017
Ashlee Husa asked:
I foreclosed on a junior loan I had on a underwater property in Southern California,took it to public auction and no one bid so it went back to me,then evicted the previous owner. But because…
0 votes 0 Answers Share Flag
Wed Mar 1, 2017
F answered:
Can i put an old mobile home on a private property in the city of san bernardino

What is the cut off age for a mobile home allowed in the city of san bernardino?
0 votes 5 answers Share Flag
Fri Feb 3, 2017
Rich Reed answered:
A Realtor with access to the MLS that served the address of the property may be able to look up comparable sales, but 1994 is going back quite a bit. If you need the information to settle an estate or some other legal issue, you may need to hire a California licensed appraiser to do an appraisal as of a certain date. Sometimes these are referred to as "retrospective appraisals" or "date of death" appraisals. Hope this helps! ... more
0 votes 2 answers Share Flag
Fri Oct 7, 2016
answered:
You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

You may consider down payment assistance programs from a minimum 620 fico score like CalHFA or Sapphire Grant which you can buy with minimal out of pocket expenses like first, last and security deposit of rentals. You may also utilize the MCC certificate program to raise your purchasing power.

If your fico score is lower then your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved if you decide to buy and to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Fri May 27, 2016
Craftladder answered:
Wed Apr 6, 2016
answered:
Hello Paige, did you ever find an agent and buy a home? You will want to ask them how many years they have been an agent and you want to find one with many years of experience.

You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice.

You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. I live in Apple Valley, CA. The purchase in Hesperia start from 99k for 2bd 1ba single family home.

Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 1 answer Share Flag
Tue Apr 5, 2016
answered:
Hello Smileybrat7, congratulations on your decision to purchase. You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice.

You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. I live in Apple Valley, CA. The purchase in Hesperia start from 99k for 2bd 1ba single family home.

Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specilist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 4 answers Share Flag
Tue Apr 5, 2016
answered:
Hello Katherine, why rent to own if you may qualify to buy. Rent to Own are risky and require 10% non refundable down payment and another 3% fee. You may qualify to buy right now.

I am afraid getting a single family home in that rent range will be a little harder to find as all that is showing up are condos and townhomes. There is a 2bd 1ba condo in Victorville for $750 but 2bd 1ba in Hesperia start from $950 currently.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specilist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 1 answer Share Flag
Fri Feb 19, 2016
Karen Peyton answered:
Yes. The agreement between you and your agent will have a beginning and ending date. Tell them what you want to do, they will tell you how much time it reasonably takes, and the two of you can come up with a time frame for your working relationship.

Good luck!
... more
0 votes 1 answer Share Flag
Sun Jan 17, 2016
NoDish answered:
OK, when people ask how the internet is, they probably mean is the house in a cable internet area or a satellite-only internet internet. Because satellite internet is 100 times slower than cable and has a horrible 10 GB monthly data cap you can go through in 2 weeks just emailing and surfing. What this means is you can barely stream anything, you can't watch videos. Taking online courses or having an online business is very difficult with satellite internet. ... more
0 votes 6 answers Share Flag
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