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Home Buying in Hershey : Real Estate Advice

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  • Local Info2
  • Home Buying9
  • Home Selling7
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Activity 16
Thu Sep 5, 2013
Steve Parsons answered:
You have to contact Trulia. Move your mouse to the upper right of the screen where your profile name is, and scroll down to Help.
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Mon Apr 22, 2013
Sailor 1648 answered:
You will need to spend Around $500.00 for variance fee for Derry Township Zoning board., Your main problem is where to go with rain runoff from roof , can't dump in street, nor into storm sewer, we've had flooding issues with drainage and sinkholes, Good Luck! ... more
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Mon Apr 22, 2013
Andrew Wilkinson answered:
Hi there,

This would be a better question for the agent of a particular property, as there is no standard process of taking photos for listings on Trulia.

If you find a property photo which you deem to be misleading, I recommend that you contact the agent directly or flag the property as fraudulent on Trulia.

Thanks for the question,

Andrew
... more
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Sat Feb 23, 2013
Jackie Henry answered:
Good morning VKmittal... that is a good question as nearly 40% of Hershey is comprised of renters! Shocking number isn't it?? Whenever I tell people that about my market, thhey find it hard to believe. This really can't be answered completely until I know more about what you are looking for in an investment property: monthly income? long term investment? little to no work? turnkey rental? Feel free to call or privavte message me and I'd be happy to provide you with some more detailed info. All the best, JackieHenry@howardhanna.com ... more
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Tue Sep 18, 2012
Paul B. Lorenzetti answered:
Hello Rich,
As a Realtor and Broker for quite a few years, I would not show homes to anyone without some type of pre approval for a loan. In almost all circumstances in Lebanon, if someone is interested in bringing a contract they must have approval letter to go with the offer. If you don't then an offer is not going to be accepted until you get approval which leaves the door open for another offer to come in in the meantime. That just wastes a lot of time for all concerned. I realize that you have your home on the market, but until it is under contract, it does not make you any more qualified than anyone else. You could write a contingency offer showing your home on the market but you should still have a pre qualification letter from a lender.
I highly recommend that you contact a lender and get this done. It does not take very long and most lenders can get a letter out that would be conditional upon you selling your home.
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Fri Aug 31, 2012
dimpledan answered:
I am a private investor who finances home purchases for people with good credit,but may not qualify for conventional financing. The mortgage rate would be higher than current market rates due to little or no money being put down. there is a townhome near the med center that would sell for $130k, 1 bed room with a loft area for another bed room , 2 bath. a 30/yr fixed mortgage a 7% would be $864.89/mo, plus taxes and utilities. You would be able to refi anytime without penalty when you be in position to get a traditional mortgage. If this is of interest pls email me at dimpledan@yahoo.com ... more
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Tue Aug 28, 2012
Scott Godzyk answered:
If you are now under contract with a buyer broker, hey should write the offer. you should at least see the house through a showing set up by your buyer broker. I would tell your new agent what has transpired. ... more
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Tue Jul 31, 2012
Sailor 1648 answered:
No, Christina, once you contact and find a property, Your tied to that realitor thats showing that property at 7 % fee, money you could reduce your cost and loan!
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Sat Jul 9, 2011
Sailor 1648 answered:
The Homes are over valued at this time 7/9/2011, A lot of sellers are dropping agents, I'am one of them, and selling by owner,cause these agent's don't know what their doing! ... more
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Thu Jul 7, 2011
Tammy Hayes answered:
A short sale describes the sale of a property by a financially insolvent homeowner who is facing foreclosure for less than the value of the outstanding loan. If a homeowner is interested in pursuing a short sale with their lender they will need to have the lender's consent and approval.
• Lender's consent and approval required.
• The lender accepts the sale as payment in full for the loan.
• The property owner escapes foreclosure, but receives no funds from the sale
• There can be no equity in the property
• Seller cannot bring money to the closing.
• Lender does not report foreclosure to the credit bureaus.
The lender will require various documentation. The incentive for the lender is to remove the account from their books before the loan becomes a problem. It can also cost a lender $25,000 to as much as $50,000 in order to send the property through the foreclosure process. Technical requirements for a short sale: (May differ from lender to lender)
• Owner must demonstrate hardship/financial insolvency (i.e. loss of employment, illness, divorce, catastrophic illness, death of a spouse).
• Seller must prepare a hardship letter asking lender to accept short sale.
Documentation that may be required by lender to determine if owner qualifies for a short sale.
• Listing agreement with Realtor showing the property is on the market for sale.
• Comparable market analysis which includes sales and listings
• Bank statements
• Pay stubs
• Tax returns
• Purchase/Sale Agreement
There are drawbacks to the short sale.
• A deficiency balance could be charged off which could result in negative credit bureau reporting.
• If the cancelled portion of debt exceeds a certain amount, the homeowner is required to report the forgiven amount as income on his or her tax return.
As always, any property owner should seek legal and financial advice before entering into this type of transaction.
... more
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Wed Jan 20, 2010
Sean Dawes answered:
Up top you can click Stats and trends and then type in the area of interest to see the trends.


Sean Dawes
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Tue Apr 22, 2008
Rose Knepp answered:
Stone Creek is a great neighborhood. I'm a realtor and I also live in that neighborhood. One of the reasons that there are so many homes on the market there is that it is a newer neighborhood and people who move a lot gravitate to newer neighborhoods like that in excellent school districts, and they tend to typically be good resale situations. All of the homes that I have sold in Stone Creek as resales have been company relocation situations. Many of the homes currently on the market in there are the same situation although not all of them. It's a great location - quick drive into Hershey and very easy highway access for people going into Harrisburg or Lancaster. ... more
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