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Financing in Hernando : Real Estate Advice

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  • Home Buying6
  • Home Selling1
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Activity 4
Sat Nov 7, 2015
Kathy Lewis answered:
640+ is generally needed for a automated approval. Your scores should be fine - assuming no past serious financial hardships like BK, foreclosure, etc. Please contact us below to discuss details.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
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Fri Jan 23, 2015
Tony Garcia answered:
653 is not great but it is not bad.

FHA financing will go as low as 580 with 3.5% down. Conventional will go down to as low as 620 with 5% down.

What I suggest is you reach out to a loan officer and go over your credit and options for financing and see if a rapid re-score is an option. This way you can see what you would need to do to improve and you can decide what is the best course of action for you.

I would be happy to chat if you have any additional questions. Feel free to email me at
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Mon Dec 29, 2014
Beth Davidson answered:
Contact a lender that can work with you on repairing your credit. You would be amazed at what fixing your credit will do for your life and your future. It might take a while but you can do it. Now that you are making money you can really make your money work for you!

Beth Davidson
Hernando, MS
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