Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Home Buying in Hephzibah : Real Estate Advice

  • All20
  • Local Info0
  • Home Buying8
  • Home Selling0
  • Market Conditions0

Activity 10
Tue Mar 28, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

Yes, there are several options. Some options don't even require a down payment and allow you to roll closing costs into the loan.

If you have any other questions or need help with this you are welcome to get in touch with me. ... more
0 votes 1 answer Share Flag
Sat Jun 22, 2013
Cassie Horn asked:
--
This question was asked from this property: http://www.trulia.com/property/3091758165--Dorminy-Crownwalton-Hephzibah-GA-30815
0 votes 0 Answers Share Flag
Sun May 19, 2013
Rodney Mason answered:
That would be a question for your Buyer's Agent or your Loan Officer depending on what you are needing an extension of. What exactly are you needing to extend? A closing date? An interest rate lock?

Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
... more
0 votes 2 answers Share Flag
Sun Jan 27, 2013
Charles Cooper answered:
Thank the federal government for that one. In thier zeal to prevent preditory lending the fed has placed limtis based on a percentage of the cost of the loan to the loan amount. Hard to get one to work under 50K. Contact your legislator and tell them to do what they do weel (whatever that is) and let the marketplace do what they do well. ... more
0 votes 2 answers Share Flag
Sat Jan 26, 2013
Rodney Mason answered:
I have not seen any mortgage company be able to do a loan amount that low. At Prospect Mortgage, we do not have a minimum loan amount, except for renovation mortgages. All Renovation Mortgages do require a $50K minimum loan amount. While other loan programs do not have a set minimum loan amount, all mortgages must pass the various Federal and State fee compliance tests for predatory lending. Generally, loan amounts under the lower $30K's will not pass those required tests.

Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified for your purchase, you can submit your request online at www.rodneymason.com.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
... more
0 votes 1 answer Share Flag
Mon Jul 16, 2012
Rodney Mason answered:
There is no way to really know that answer. You would need to check with the closing attorney's office since they are the ones handling it.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 3 answers Share Flag
Wed May 11, 2011
Vellis answered:
1542 Pine Ridge Dr E in Hephzibah may be available soon. Contact Dian Smith, 706-829-7617.
0 votes 1 answer Share Flag
Fri Jun 25, 2010
Brad Hartman answered:
It would depend on what type of loan you are doing. If you are doing a regular FHA loan, it should close in about 3 weeks. If you are going the HUD $100 down rout they seem to take a bit longer. Keep in mind that even when the financing is in place HUD/Pemco usually required 5 days to review the final numbers. Good luck with your closing!

Sincerely,

Brad Hartman
bhartman@cmghl.com
678-578-7611
... more
0 votes 6 answers Share Flag
Thu May 27, 2010
Vellis answered:
1542 Pine Ridge Dr E in Hephzibah may be available soon. Contact Dian Smith, 706-829-7617.
0 votes 3 answers Share Flag
Search Advice
Search
Home Buying in Hephzibah Zip Codes

Followers

113