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Credit Score in Hephzibah : Real Estate Advice

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  • Home Buying8
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Activity 3
Thu Jun 27, 2013
angela.devault answered:
What is a good credit score to buy a home around 132,00.00?
0 votes 26 answers Share Flag
Tue Feb 12, 2013
Trevor Curran answered:
Good morning,

When you apply for a mortgage loan together the Lender will use the lower of the credit scores for qualifying purposes. That having been said, Lenders have the ability to run a "merged" credit report for married couples in the event the credit score isn't the problem, but insufficient credit history of one partner is the problem.

Get a referral to a Local Mortgage Banker with at least 15 years experience. Meet your Mortgage Banker in person to complete a thorough Prequalification. You'll find the answer to your question right there.

Trevor Curran
NMLS #40140
... more
0 votes 5 answers Share Flag
Fri Feb 1, 2013
Charles Cooper answered:
VA no longer offers Vendee financing on any of the foreclosures. Unfortuantely they will often not meet minimum requirements of government backed laons due to condition. VA will nor make or allow repairs to be made until the buyer has closed the sale. The most common way of purchasing is either cash, bank financing (they typically require 25% down) or conventional financing. The governments motto is fix it until its broke. They truely screwed up a good thing. ... more
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