Hello, I agree with below poster that you may want to shy away from the large builders if you want a custom built home. These are not generally custom builders as far as I know.
I offer a construction loan that only requires 3.5% down. And if you own the land you can use that equity as the down payment and effectively have zero down. This is a great program backed by FHA only offered by a few lenders as far as I know. The qualification requirements are the same as regular FHA financing.
I'm available to help you at your convenience if you wish.
I can do a full underwriting approval ahead of time if need be and I also offer credit score improvement programs for free while we work on your mortgage.
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Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist
Direct: 240-752-7549 Cell: 301-651-7822
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