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Hawthorne : Real Estate Advice

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  • Home Buying11
  • Home Selling1
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Activity 43
Wed Jan 25, 2017
Kirstin answered:
I live on 135th near the school and I just don't drive past the school around school drop off and pick up. Drive two blocks the other way and your fine.
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Mon Dec 5, 2016
Codywaters51 asked:
I,m a senior 65yrs.a disable American need housing as soon possible.ilive n L.A. County L.A. ,Ca south bay area seek housing n same area. ThankU. peace
0 votes 0 Answers Share Flag
Sun Jul 10, 2016
Melymeia Whiteley asked:
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This question was asked from this property: http://www.trulia.com/foreclosure/3235035178-14106-Fonthill-Ave-Hawthorne-CA-90250
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Sat Jul 9, 2016
Rich Reed answered:
Your post says you're in New York, NY and your posting a question in Hawthorne, CA 90250? You are right to be cautious about wiring money anywhere! If your money actually went into escrow the escrow company will need written instructions from all parties to disburse the money, even back to you. For our clients, we do not open escrow until we have a fully executed, signed by all parties, purchase agreement. There are other ways to show a seller that a buyer is serious. Opening escrow first sounds suspicious to me. Good luck!
I am a real estate broker qualified to advise you on California real estate matters, not the law. If you desire legal advice, consult with an attorney.
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Thu Jul 7, 2016
Brad Yzermans answered:
One of the biggest problems with the HERO program or other PACE (Property Assessed Clean Energy) financing is a buyer using Fannie Mae or Freddie Mac financing cannot assume the sellers HERO lien.

Why? Because the HERO lien, where payment is collected through the property taxes, has verbiage that states their lien in 1st position...because it's tied to the property tax. Fannie Mae/Freddie Mac and other lending agencies do not want to be in 2nd lien position.

GOOD NEWS ==> Fannie Mae just announced a new loan program, called HomeStyle Energy, that will not only allow homeowners to finance the purchase of new solar and other energy & water efficient upgrades and improvements when buying, homeowners can REFINANCE and pay off the HERO lien and reduce their property tax bill and overall housing payment using the HomeStyle Energy loan and it won't be considered a cash out refinance....can go up to 95% LTV!

Homeowners can also use the HomeStyle Energy mortgage program to purchase new solar and other energy efficient improvements when refinancing.

You can read more about how the HomeStyle Energy loan can help homeowners pay off HERO loans or help buyers finance new energy efficient improvements here ==> http://homeloanartist.com/homestyle-energy-mortgage/
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Thu May 26, 2016
Andrea Toaso asked:
We bought our house ins 2004 and lived there until 2011. We have been renting it since then. I notice that the rental averages for that area are $300-$500 more than what we are getting.…
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Thu Mar 17, 2016
Rich Reed answered:
In my opinion, price per square foot is only useful after you have narrowed the selection down to comparable properties in type, size, bedrooms, baths, etc. Homes should be within about 10% to be meaningful. Here is a chart: http://crmls.stats.10kresearch.com/infoserv/s-v1/m4x8-Tb4 ... more
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Wed Jul 1, 2015
Harold Rodriguez answered:
Hello,
you also might want to check with a Credit Union since they're not for profit. ;-)
424-634-8644
Harold Rodriguez
Kinecta FCU
0 votes 5 answers Share Flag
Sun May 24, 2015
Anuttty111 asked:
i write my rent checks to "imperial estate management " who are they and how do i contact them with a problem their "agent" hasnt done anything about for years
0 votes 0 Answers Share Flag
Mon Apr 6, 2015
Sheryl Arndt answered:
Hello carisjackson, the inventory is quite low currently in that price range so you should check with the local rental management companies to check their rental inventory. The current rentals in Hawthorne mls start at $1,895 for 4bd 1.5ba single family home. The purchase start from 308k for 3bd 3ba condo which is as low as $1,540 down payment with a minimum 580 fico score.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
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Tue Dec 30, 2014
Yvette Thomas answered:
I recommend taking a look at www.mylocalcrime.com. This website shows local activity. The best way to check an area is to drive by during various times of day and night. I hope this helps. ... more
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Fri Sep 26, 2014
Susie Kay answered:
I would suggest getting a contractor to give you repair estimate and get back to the seller with the estimate so you are not just picking up a number from the blue. This will also give you a stronger negotiation position.

Good luck!
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0 votes 7 answers Share Flag
Tue May 20, 2014
Dorene Slavitz answered:
Yes it does change. It has to do with lending practices and risk to the lender. Also, you can usually borrow more for a single family then a condo or townhouse.
0 votes 7 answers Share Flag
Sun Feb 16, 2014
wmsmithzky asked:
This question was asked from http://www.trulia.com/property/3132556625-4777-W-141st-St-Hawthorne-CA-90250
0 votes 0 Answers Share Flag
Thu Jan 30, 2014
Sherri asked:
Mon Dec 16, 2013
Debra (Debbie) Rose answered:
If you are asking if you can advertise your home, here, on Trulia, the answer is yes.
Just make sure you put down that you are the "landlord" .
There is no charge.
0 votes 2 answers Share Flag
Thu Nov 21, 2013
Kawain Payne answered:
Yes, This is a very common practice.

Kawain Payne, Realtor
714-293-1151
0 votes 5 answers Share Flag
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