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Home Buying in Havertown : Real Estate Advice

  • All56
  • Local Info6
  • Home Buying17
  • Home Selling4
  • Market Conditions2

Activity 37
Fri Mar 25, 2016
Martin Crowley answered:
I've lived there for over 8yrs and there always seemed to be a high turnover rate because of the large number of 1st time home buyers expanding from their starter homes and also because of the options available from small cape cods to large 4 & 5 bedrooms. It never seemed to be a problem but because of the great school district and location in relation to the city it makes it highly valuable. That's my take at least! ... more
0 votes 1 answer Share Flag
Mon May 11, 2015
Phyllis Apone asked:
Sat Apr 25, 2015
Flossie McGarrity DelGaone answered:
Hello Homebuyer!
You have been given excellent advice, but you will also need an agent that is familiar with the area.
Someone that can help direct you every step of the way. My husband and I grew up in Havertown, have raised a family in the Brookline/Oakmont area and am one of the agents in that area that is familiar with the area and sells in the area. My office is just down the street from Turnbull at the corner of Darby and Benedict. Come meet me someday and we'll walk over and take a look!
Flossie McGarrity DelGaone
Resident of Havertown 48 years
Wagner Real Estate
610-446-2300
610-517-4715
... more
0 votes 2 answers Share Flag
Sun Feb 8, 2015
Phong Lam answered:
Hi Dtjoan. IF bank pre-approved you for $150,000, you can just put that $40,000 cash into your bank and bring 1 certified bank check on settlement day (that covers the $40,000 difference on the house PLUS the rest of your minimum down payment of whichever loan type you chose, either FHA, Conventional, or VA, AND the rest of your closing costs and fees that are involved with the sale of the house). Your buyer's agent should be able to assist you with guiding you throughout the entire process. But if you're not working with anyone and require a buyer representation, please feel free to contact me via email, text or phone. Hope this helps and good luck with your home search process. ... more
0 votes 3 answers Share Flag
Wed Oct 8, 2014
Gail Phillips answered:
If you are still looking for a mortgage lender you can try Linda Feriod at 215.380.0103
0 votes 1 answer Share Flag
Thu Mar 6, 2014
R. Eric Axelson answered:
Because it's still their home and they deserve the time to straighten up make arrangements. Is there a reason you can't give your agent more notice to schedule?
0 votes 6 answers Share Flag
Thu Feb 20, 2014
Marc Giosa answered:
Andy,

Always a great question. Besides placing your children in great schools, great schools also help preserve home values.

The areas that you are looking in are the three areas most searched. Among The top school districts in Delco is also Garnet Valley and Rose Tree Media which both rank higher. If you are trying to stay closer to this end of the county, then you are looking at the better 3. I live in Marple Newtown and MY children attend the schools there. Although every school district has their strengths and weaknesses, we feel that we are very happy here thus far. Springfield is a great school district as well and the township has put alot of money back into the schools in recent years. The Hav. School Dist rates above the other 2 but they are all 3 neck and neck in the ratings. Check out SchoolDigger.com here http://www.schooldigger.com/go/PA/districtrank.aspx . I hope this helps. Remember that different schools also specialize in different programs with children that need special attention etc.

I have a dedicated team here of buyer specialists that can assist you . PLease call my office at The Marc Giosa Realty Team w/ Remax Preferred 610-848-6222. There is no cost or obligation an we have exclusive programs available for both Buyers and Sellers!! Have a great day!
... more
0 votes 1 answer Share Flag
Thu Jan 23, 2014
Joshua Stein answered:
Give your agent a call, and they should be able to arrange a showing for you. If you do not already have an Accredited Buyer's Representative working for you and your interests, give me a call at (484) 270-1165.

This home is a short sale, meaning the seller is trying to sell the property for less than they owe on their current mortgage. That means that all terms of the deal need to be approved by both the seller and their current lender. It is also being sold AS-IS.

I'd be happy to meet with you to walk you through the process of purchasing your next home.

Joshua Stein, ABR®, e-Pro®
REALTOR®
Coldwell Banker Preferred – Conshohocken

Office: (610) 828-9558 * Cell: (215) 866-8030
Direct: (484) 270-1165 * Fax: (215) 999-5894
Email: jstein@cbpref.com
Web: www.joshuasteinhomes.com
Blog: http://jsteinhomes.wordpress.com/

PA License #RS317975
... more
0 votes 4 answers Share Flag
Mon Jan 20, 2014
Nicole Klein answered:
Call Angela, she is the best I have worked with in 6 yrs. She will sit down with you and go over every detail if needed. Call or email her today. Let me know if you need help with how much your home is worth.

Angela R. Tobin
Mortgage Advisor
NMLS#133633
600 West Germantown Pike
Suite 270
Plymouth Meeting, PA 19462
Cell- 215.620.4531
Efax-877.828.2875
atobin@phillyadvisors.com
... more
0 votes 1 answer Share Flag
Wed Nov 27, 2013
answered:
Several suggestions regarding short sales already, if you travel down that road just be honest. Misrepresenting your ability to repay or assets is a criminal offence. Remember, the same government that audits the lender is the same one that audits you, they also own FANNIE, FREDDIE, FHA and VA.

It has been my experience the best answer is usually found in the root of the problem. The reason you want to move is probably the flip side of someone else’s desire. Find them and trade problems.

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
I answer questions about financing real estate based on my decades of experience dealing with mortgage underwriters. This answer is my personal opinion, has not been reviewed or approved by the company I work for. I do not offer legal or tax advice, if you need answers from an attorney or CPA find one knowledgeable in your local market.
... more
0 votes 8 answers Share Flag
Thu Nov 14, 2013
Edmund Choi answered:
You can certainly negotiate for a seller's assist; however, don't assume that it will correspond with what your lender will allow depending on the loan product you qualify. Each investor has a unique matrix, and it may not allow for any at all. Good Hunting! ... more
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Sun Nov 3, 2013
Clinton McCartney answered:
It is still for sale. Click the link below for more details on this home. I've seen this home in person. Thanks so much.
0 votes 2 answers Share Flag
Thu Oct 24, 2013
Ashley Flott answered:
Yes, I agree with both Clinton and Nicole. It is best to always sit down with a loan officer first so you can get pre-qualified. Its best to get pre-qualified first so you can know what price range that you need to be in. If you don't get pre-approved its OK don't get discouraged the loan officer can tell you exactly what steps you have to take in order to get pre-approved. Afterwards you can sit down with a Realtor and already have that step out of the way so you can just focus on moving forward. ... more
1 vote 3 answers Share Flag
Tue Oct 1, 2013
Nicole Klein answered:
I checked with my lender and her company does offer this.
Angela R. Tobin
Mortgage Advisor
NMLS#133633
600 West Germantown Pike
Suite 270
Plymouth Meeting, PA 19462
Cell- 215.620.4531
Efax-877.828.2875
atobin@phillyadvisors.com
... more
0 votes 3 answers Share Flag
Wed Sep 18, 2013
Kim Merritt asked:
Fri Apr 26, 2013
Clinton McCartney answered:
Definitely consult a mortgage broker on buying using a VA loan. As for buying another home and selling yours, please check out Havertown-Homes.com
0 votes 3 answers Share Flag
Sun Apr 21, 2013
Tomi Sumpter answered:
Hi Alix,

The first thing you should do, before beginning you house search, is to get pre-qualified. That will help you to know what price range you should be looking in. Your credit score doesn't sound that bad. I believe that you could get pre-approved. I can refer you to a good mortgage loan officer, who can advise you on the steps you can take to get that credit score up a bit. Together with our loan officer, I can point you in the right direction. You can reach me at 610-357-9155, and I'd love to help you. I hope to hear from you soon!

Tomi Sumpter
Century 21 Alliance
610-853-2700
610-35-9155
... more
0 votes 5 answers Share Flag
Sat Apr 20, 2013
Tomi Sumpter answered:
Hi Alix,

Res T/O means that a listing is a Residential property, but is Temporarily Off the Market. For some reason, the Seller has decided to take it off the market, but probably plan to put it back on. What kind of home are you looking for, and in what price range. I would love to help you in your search. Please let me know if I can assist with any other questions you may have. ... more
0 votes 5 answers Share Flag
Fri Apr 19, 2013
Brooke Penders answered:
Hi! I am a local Realtor and your situation is not uncommon. I can provide you with the contact information of a credit repair counselor if you contact me directly. Thank you.
0 votes 1 answer Share Flag
Sun Mar 31, 2013
answered:
Hello Tatxx,

Give me a call and I would be happy to help you. I work with lots of first time home buyers and am in Bucks County Pa. I'd be happy to explain the process to you.

Before you go dealing with so called experts from all over the country, do a little research and you will find that there are plenty of qualified individuals in your own back yard.

Regards,
Alan Openshaw
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
VOTED BEST IN BUCKS 2010 & 2012
NMLS ID 143960
... more
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