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Haverhill : Real Estate Advice

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  • Local Info12
  • Home Buying21
  • Home Selling0
  • Market Conditions4

Activity 67
Fri Dec 5, 2008
Michael Giles answered:
Hi Steve,
The best advice I have for you at this point is to contact the Loss Mitigation Department of the bank that holds the mortgage. Despite what you think, most of these banks understand the situations surrounding this abrupt market shift. Find out if they have set up any programs for people in your situation. You may be surprised. Best of Luck! ... more
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Wed Sep 17, 2008
Val Cloutier answered:
Well this is too funny :) Sam, you're asking about my listing! Great advice from all these professionals--isn't Trulia great??

I do want to comment quickly on a couple of the responses while I'm here. One fellow agent mentioned "if the house passes inspection...". However, whether you look at this home, or others, you should understand that the home inspector doesn't "pass or fail" a house (except for the Title 5/septic, if the house isn't on public sewer) An inspection is simply a snapshot of what you are buying. A good inspector will find all of those little (and not so little) warts that every property has...

Rosemary is correct is that this home has been 99.8% renovated/remodeled. I use both terms in the mls description because back in 1995, the house was brought down to the studs, both interior and exterior. ALL old siding, wallboard, flooring, ceilings, door and window trim, etc was removed from the main house, on both floors. (The exception to this is the front "sun parlor". More on that later...) Some of the rooms were repositioned, a center dining room was removed, allowing for a larger kitchen/living room, and a 1st floor bedroom added. Central heat was installed, all new plumbing and all new wiring. At that time, there was no need to finish the 2nd floor, so it was insulated and left unfinished until 2004, when the 2nd floor was completed- 2 bedrooms and an attached bath.

More than one agent mentioned lead (a valid concern!) and there are full disclosures available for the property. Remember that back in 1995 all of the old woodwork from the doors and windows was removed & replaced. The "sun parlor" in the front part of the house has the only original window and door trim, which was originally originally stained dark brown. It was painted well after 1978, when lead paint was no longer sold. However, due to the age of the house, the Seller couldn't legally say that there is absolutely 100% guarantee of no lead in the home.

Rosemary, if you haven't seen the property, I'd love for you to come by with Sam to take a look. It's quite a bit different that it was the last time you were in it, I'll bet!

You might be wondering why I know so much about this property. For the sake of disclosure purposes, I should tell you that I grew up in the house, and I am related to the Seller. I can answer pretty much anything you have to ask about the property--I can tell you that the soil is incredible, the blackberries in the back yard are delicious, and the rest, well, you'll just have to take a look for yourself. Give one of these agents a call and come take a look! You'll be glad you did :)

Valerie Cloutier, REALTOR®, e-Pro®
Accredited Buyer Representative (ABR®)
~ NH & MA Real Estate Services ~
Innovative Realty * Londonderry, NH

603-965-5197 Cell
800-746-8448 x424 Toll Free
603-425-1193 Fax
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Mon Aug 25, 2008 answered:
Depends on a number of factors; the main one being your association's ability to assess its members as collateral. Go to our website at Our business is providing condo association loans and HOA loans. ... more
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Wed May 28, 2008 answered:
Big difference between a discount and a flat fee ... Traditional agents get paid a percentage of the home price: you pay more for the property the agent puts more money in their pocket, not great incentive when you are a home buyer, especially an investor-buyer. Big difference between working on a flat fee and discounting service.

Good luck!
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Thu Apr 3, 2008
Arlene Santangelo answered:
Tom, I assume that your home is listed in the Multiple Listing Service (MLS). If so, you need to speak with your agent and express your desire to include your address. However, if you are referring to a consumer property search engine, more often than not, the property address won't be disclosed unless and until the consumer registers on line. If you are under contract with an agent, I recommend you have further conversation with them for better clarification.
Good luck, Tom.
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Thu Apr 3, 2008
Hi answered:
Wed Mar 12, 2008
Renee Longarini answered:
Hi Mary. I am a licensed Real Estate Broker servicing the Haverhill area. I notice this question was posted over a month ago. If you have not made a purchase and are not working with an agent, please feel free to give me a call. I would be more than happy to help you with your homebuying needs.
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