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Home Buying in Hartsdale : Real Estate Advice

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  • Local Info4
  • Home Buying12
  • Home Selling1
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Activity 16
Fri Sep 8, 2017
Kathy Burgreen answered:
As a recently retired realtor, life long Westchester resident and VP of my coop building, the bottom line issue is the financial picture of the coop building itself. I know for example, the monthly maintenance fees at 177 E. Hartsdale Ave. (at Rockledge Rd.) have always been very expensive. There is nothing special about the building that makes the monthly fees so expensive. I know of coops with 24 hr. concierge that have lower maintenance fees. This is why I question that coop building's finances. The neighborhood is not as wealthy as Scarsdale, Larchmont or Rye, yet coops in those 3 wealthy towns have lower maintenance fees. The difference is the selling prices for coops in Scarsdale, Larchmont and Rye is much more expensive than Hartsdale.

Unfortunately, you are not allowed to see a coop's finances until you have a signed contract. Typically, your lender and/or attorney will review the coop's finances on your behalf. As for making a decision, I would go with a high cost low maintenance coop PROVIDED the coop is located in a better neighborhood than Hartsdale. If you are tight with your budget, you will be limited and might be forced to stick with Hartsdale.

Since it looks like you have not submitted an offer yet, have you looked at coops in Larchmont, New Rochelle, White Plains, Eastchester and Mamaroneck? These are all nice neighborhoods and I know of coops with affordable maintenance fees and reasonable asking prices. Look at coops on Palmer Ave. in New Rochelle / Larchmont / Mamaroneck. Also White Plains - North Broadway / Lake St. / Franklin Ave.;

Hoping you are pre approved as I know realtors will not take you to private showings without a pre approval or proof of funds. By the way, my coop is on Palmer Ave.
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Wed Feb 3, 2016
Melissa Colabella answered:
Hi Lauren,

How many dogs do you have and what size? There are very few co-ops in Westchester that allow multiple dogs even fewer that allow dog(s) over 25 lbs. I know of a couple dog friendly buildings however in White Plains and Bronxville. Depending on your price point, you may be able to increase your inventory of options by looking at condos which will be less restrictive than co-ops. If you would like to discuss, please message me privately at the email address below.

Melissa Colabella, CIREC
Licensed Real Estate Salesperson in NY and CT
Julia B. Fee Sotheby's International Realty
2 Park Place
Bronxville, NY 10708
Melissa.Colabella@juliabfee.com
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0 votes 2 answers Share Flag
Tue Jul 14, 2015
Christopher Pagli answered:
Coops are going to want to see income. Money in the bank doesn't mean much because it can be spent over night. They want to see consistency and that you will have no problem paying your maintenance. Part of the board application will be furnishing the past two years income tax returns to show that consistency. Your best bet is to contact the management companies for any coops you have interest in, this way you get the info straight from the people that process the applications.

Chris
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0 votes 2 answers Share Flag
Wed Mar 12, 2014
Steven Jones answered:
You should contact a certified appraiser to get an appraisal on your home with credibility.
0 votes 1 answer Share Flag
Fri Feb 14, 2014
Deborah L. Altieri answered:
Are you looking to rent or to purchase? Often if a building allows pets and in particular dogs, it does not follow that an owner who is renting their unit out will be willing to take on pets. Most co-ops do not allow dogs or if they do have weight restrictions. Most condominiums do allow pets.

To save you time though, you are best to find an agent in the area who can search their Multiple Listing System with pet criteria and who can send you only those listings that will allow a dog. There is also a code "call listing agent" under pet criteria. In this case and agent can call the owner for you and let them know about your pet to see if they would be willing to meet with you and your pet and approve the pet.
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0 votes 9 answers Share Flag
Sat Jan 11, 2014
Dennis Evans answered:
Abdul,
Do you have an address? MLS? Link? Name of Complex? anything so we can help you?
0 votes 3 answers Share Flag
Sun Sep 29, 2013
Anna M Brocco answered:
Tue Jul 16, 2013
Anna M Brocco answered:
No link is visible, therefore ask your loan officer the question, also see link for helpful information
https://entp.hud.gov/idapp/html/condlook.cfm
0 votes 5 answers Share Flag
Mon Feb 4, 2013
Annette Levinson answered:
A change in stock requires the Board to approve. Speak to your building's management firm. If you have a mortgage for your stock, you will need to refinance it if your ex is on it. The mortgage lender holds your stock certificate and would not allow a change if you are both on the mortgage. ... more
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Mon Nov 19, 2012
Anna M Brocco answered:
When purchasing co-ops boards do have their own financial requirements that must be met, and each building is diiferent--some require 10% others more. If purchasing anything else, FHA requires a minimum downpayment of 3.5% down. If purchasing with a mortgage, be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously, therefore do visit with any licensed loan officer.... ... more
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Mon Jul 16, 2012
Kevin O'Shea answered:
There are none in the computer at highpoint for 1400 - 1800 right now.

There are a few in the area and some on E. Hartsdale.

Kevin O'Shea
Associate Broker
Coldwell Banker
914.262.1931
kevrltr@gmail.com
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0 votes 3 answers Share Flag
Wed Jun 6, 2012
nicole aviles answered:
They both have alot to offer , white plains is becoming more and mre like the city with all the shops and restaurants and Hartsdale I feel is more calmer and not as fast paced The best way is to go on mls which I can add you to mine and see whats out there . The two are close is distance but do differ as far as one is more suburban type area and the other more commercial . I have lived in hartsdale for 33 yrs and love it but I also like the fact I am close to white plains for all the shops. ... more
1 vote 12 answers Share Flag
Wed Mar 2, 2011
Dave A. Wallace answered:
Board Approval is not required for condos in Hartsdale.

CONDOS FOR SALE - http://www.lowerwestchesterhomes.com/properties/ForSale/condo/westchester/Hartsdale
0 votes 8 answers Share Flag
Sun Dec 26, 2010
Barbara O'Connell answered:
Unlike a coop where you need board approval on any purchase other than a sponsor unit, most condos do not require board approval. However, I would caution you to carefully check the by-laws or have your attorney check the by-laws as every condo is different. Most require that you fill out an application. Having not mentioned any particular complex, I can't specifically answer your question. If you would like more information on any condo complex in the area, you can reach me below.

Barbara O'Connell
Licensed Real Estate Salesperson NYS
Margot Bennett, Inc.
914-548-1628
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0 votes 4 answers Share Flag
Fri Dec 17, 2010
Fmilstrey answered:
That is not true...im currently renting a co-op from the owner right now at fieldstone drive. It has been a nightmare and i wouldnt recommend anyone to rent from any owner of a co-op too many rules too many neighbors who own that belittle those who are renting and they give you a hard way to go always complaining to the management office about anything whether your walking too hard or playing your television too loud they are annoying and more of a disturbance than anything. I wouldnt recommend anyone to go through the hell that i have endured being a renter at co-op atfieldstone drive in hartsdale. Trust me...im leaving and have been there only three months...that should tell you already... ... more
0 votes 8 answers Share Flag
Sat Aug 9, 2008
John Vrooman answered:
Hi,

Just about everyone is still getting up to speed regarding the new tax credit.

I came across the following web page and I'm guessing it will have some answers to some questions....
http://www.federalhousingtaxcredit.com/faq.php

Sorry for not addressing your question directly, but I'm guessing that the link I've pointed to will be useful to just about all who come across it (Consumers, Realtors, mortgage officers, etc.)
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