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Home Buying in Harper Woods : Real Estate Advice

  • All66
  • Local Info3
  • Home Buying21
  • Home Selling5
  • Market Conditions2

Activity 20
Sun Oct 4, 2015
Mcbridesremodeling answered:
Can I get a mortgage loan with credit score of 537
0 votes 4 answers Share Flag
Thu May 28, 2015
Deecarruth asked:
Buying a home for 40k with a 203k loan that needs 7000 worth of work. Closing cost in 10200. Is that too much if so how can i lower cost.
0 votes 0 Answers Share Flag
Sun Jan 25, 2015
Blair Taylor asked:
20509 Washtenaw
3 beds 1 bath 1,200 sqft
2 car garage in a good area.
Tenanted paying $900 monthly.

If interested, please email detroithomesales@gmail.com
0 votes 0 Answers Share Flag
Sun Jan 18, 2015
Yanoska Diaz answered:
Please visit:

www.gosection8.com

Landlords and agents interested in leasing to voucher holders advertise their properties on this site.
0 votes 1 answer Share Flag
Sun Jan 12, 2014
Larry Else asked:
Let me help you sell your investor's home or package of homes to my top quality buyers. You can have the confidence that I am able to close deals on good homes, in fact I am a top performing…
0 votes 0 Answers Share Flag
Tue Oct 8, 2013
Haig Istamboulian answered:
Hello,

I would HIGHLY suggest speaking to a Lender and giving them all of your information to see what you may qualify for. If any issues pop up on your credit report that may hinder you from obtaining a mortgage, then the lender can address them with you. Some issues can be resolved easily and others may take some time and could possibly be cleared up with some effort.

Either way, dealing with a lender will give you the best route to improving your situation in order to obtain a mortgage, even if it is in the future. Find a lender that you are comfortbale with and then deal with them directly.

Good Luck!

HAIG
(248) 379-6547
realtorhaig@aol.com
... more
0 votes 1 answer Share Flag
Wed May 29, 2013
Margo Borkin answered:
Most properties that would be good investments in Detroit are going to be properties that need a lot of work. These properties are going to be Cash only. Homes that have any health / safety violations are not financeable. But if you would like to speak with a mortgage lender about your options here are a few I use that might have a program available for you;

David Kaner at First State Bank 248-802-6464
Ronya Grohman at John Adams Mortgage 248-709-9390

Feel free to contact me if you need anything else!

Margo Borkin
Real Estate One
margo@movewithmargo.com

$10,000,000 Sold in 2012
6960 Orchard Lake #150 West Bloomfield, MI 48322 | 248-419-3133 | 248-419-0930 fax
2012 Hour Magazine Real Estate ALL STAR - Presidents Council of Excellence
... more
0 votes 2 answers Share Flag
Sat Nov 10, 2012
Bob Schweiss answered:
Hi Tillman,

The property that you have requested info on is still on the market. Feel free to contact me for a showing.

Thanks
Bob Schweiss
Remerica Hometown One
(313)779-6188
0 votes 3 answers Share Flag
Sat Nov 10, 2012
Bob Schweiss answered:
Hi Rookie,

I would be happy to help you, i am a Realtor who works with a great lender. If i can help give me a call.

Thank
Bob Schweiss
Remerica Hometown One
(313)779-6188
0 votes 3 answers Share Flag
Fri Nov 9, 2012
Haig Istamboulian answered:
Hello,

Yur credit score is a bit too low. You should work on getting your credit score up just a little. You are close and will need to get to work on the little things that will help you raise your score. I would contact a lender and have them suggest what you need to do to help raise your scores.

Getting a mortgage is not totally dependent on your credit scores there will be other isues that will need to be checked; income, length on the job, debt, whether or not you filed bankruptcy,and a few others. The best thing you can do is contact a lender and talk to them about checking your credit and then working with you until your credit is where it needs to be.

Contact me if you need a couple of lenders to contact. My contact information is below.

Thank you,

HAIG
Elias Ralty
(248) 379-6547
realtorhaig@aol.com
... more
0 votes 1 answer Share Flag
Wed Nov 23, 2011
brownsugar_914 answered:
Thu Jun 30, 2011
Pam Bava answered:
I would be glad to help you Gail. If you want to email me or call me with the information I would be happy to send you the information on it.

Thanks
Pam

586-675-4653
realteellc@hotmail.com ... more
0 votes 4 answers Share Flag
Mon Mar 1, 2010
Maureen Francis & Dmitry Koublitsky answered:
0 votes 2 answers Share Flag
Mon Feb 15, 2010
James Gordon ABR SFR SRS answered:
You need to get in touch with a HUD registered broker in your area to make a bid or view the home. Here is a link to the HUD home buying process.
http://www.hud.gov/offices/hsg/sfh/reo/reobuyfaq.cfm ... more
1 vote 1 answer Share Flag
Sun Jan 24, 2010
Shirley Johnson asked:
Mon Aug 24, 2009
Andy Hargreaves answered:
Yeah, buy it and wait until next May 1 when it goes back to homestead.
Then, your taxes NEXT year will show the difference.
0 votes 1 answer Share Flag
Mon Aug 24, 2009
John Gitre answered:
FB, as Andrew has stated, it depends. When you get approved for your mortgage, you should be made aware at that time as to how much they will allow the seller to give you in concessions. Typically it ranges from 3%-6% of the selling price although I have seen the acceptable amount go as high as 9%. Once the percentage has been determined it is then up to the buyer to agree to pay. This could be worked out during the offer period. I you have not already been approved I would suggest you do so before you start your search. Then interview Real Estate Agents to find the best one that will help you reach your goal. Good Luck! ... more
0 votes 2 answers Share Flag
Wed Apr 8, 2009
Jeremy Sulak answered:
Tonya,

I'm glad you're here! I come to you with no exact answers. I checked out the property, it was bank owned and appears that the home was purchased.

Are you currently working with a Realtor to prevent you from missing out on the great deals out there?

Best Wishes

Jeremy Sulak
... more
0 votes 1 answer Share Flag
Sat Nov 10, 2007
Adelina Rotar answered:
Talk to a reputable lender. Someone before me made a comment about a 550 credit score getting approved....my experience in the last several months is that this is not happening anymore. Mortgage guidelines have become stricter. I'm seeing lenders approve 620+ scores...there may be some that are offering way higher interest rates for lowers scores, but my understanding is that they are far and few in between.

If you are not sure where you stand with your credit, get the exact number. Call and meet with a reputable lender and figure out what your credit score is, what your debt to income ratio is (this will affect the amount of money the lender is willing to loan you), etc.

You may be ready to buy if your credit is descent enough, if your debt to income ratio is descent, if you can organize your bills and finances to where you can comfortable afford a home.

The bottom line is that it is always a good idea to buy your own home--if you do buy, stay in it 3-5 years minimum and you should see it appreciate. I hope that you find out soon about your ability to buy...good luck with that!

Adelina Rotar
... more
0 votes 8 answers Share Flag
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