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Financing in Harker Heights : Real Estate Advice

  • All45
  • Local Info5
  • Home Buying9
  • Home Selling1
  • Market Conditions3

Activity 4
Sat Jan 31, 2015
USMortgageRanger answered:
Yes there are a few minor difference when qualifying using your 401K withdrawal. I would be delighted to go over these details with you in person. We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership nationwide. We're a direct mortgage lender/ Servicer not a broker. That means no middle man and no broker fees. We handle the entire loan process in-house from processing to underwriting, funding your loan and finally servicing your loan.

I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
Please give me a call to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
https://www.thefederalsavingsbank.com/LowellSterling
... more
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Wed Sep 11, 2013
Teresa Ashmore Tramp answered:
This looks a little old but hopefully you have or are currently working in getting your credit score up. Having no debt is definitely going to help you with lenders. VA loans still have credit score requirements that must be meant by lenders. It sounds like your foreclosure has passed the 3 year mark. Most lenders are more forgiving then you might think regarding foreclosures as long as you show a good payment history since that time. Going VA you can easily get into a home with nothing down. The big factor here is your credit score which can be raised fairly quickly with the know how. Feel free to give me a call anytime. 817-713-0805 ... more
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Wed May 29, 2013
Curly Sue answered:
Sat Apr 6, 2013
Shirley Smith answered:
your down payment is a large factor in the calculation of how much annual income is required. work with a lender who will explore all of your options................
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