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Home Buying in Hampton : Real Estate Advice

  • All111
  • Local Info8
  • Home Buying25
  • Home Selling9
  • Market Conditions4

Activity 53
Wed Oct 18, 2017
Frank S. answered:
Hello Jessica, what are you looking to do? You should study RENT vs BUY listings to compare payments. If you need to move quickly you should consider rentals as they have availability for immediate occupancy. The purchase can take 30-45 days to find and close.

If your credit is poor you may need to put additional deposit. You may qualify to buy and pay less than rent in VA. The rentals in 23666 zip code start from $625 for 2bd 1ba apt, no pets.

You may qualify to buy FHA 10% down with fico scores between 500-579 and minimum 580 fico score may consider 3.5% down FHA. Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You should study RENT vs BUY listings to compare payments. Here is a web reference link below...
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Sun Dec 4, 2016
Alysse Musgrave answered:
Rent to owns are a bad idea....don't even consider it. You don't need perfect credit, just around 640. Ignore offers for loans with a 580 credit score; they are far too expensive. Keep saving your money and working on your credit and you'll get there.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.

Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
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Mon Aug 29, 2016
Mystyle1150 asked:
Fri May 13, 2016
Bchbmr2 asked:
Mon Apr 11, 2016
Greg asked:
I'm totally new to house flipping. I will be paying all cash and doing all the repairs myself. These properties are in the not so good areas so I don't think they will sell that…
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Wed Sep 9, 2015
johnnie bonds asked:
Sat May 9, 2015
Josh Barnett answered:
Call the school district and they will be able to provide the boundaries.
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Mon Mar 30, 2015
Michelle Collins MRP ABR answered:
Hi Brittany,
If you haven't already moved to where you wanted to be hopefully this might help you or anyone else wondering about the cost of electric and water. All you have to do is call Dominion Virginia Power @1-866-366-4357 and water is though Newport News waterworks their number is 757-926-1000. Let them know that you are wanting an estimate for (home address). They will give you the last 3 months of what was billed. Hope that helps!
If you have any questions please feel free to ask!
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Thu Dec 4, 2014
Pat Reader answered:
I am originally from Buckroe and travel down there a lot for work. I have walked all around the area very late at night and not felt unsafe.

A lot of new housing has gone up near the beach, nice, roomy 2-story houses. You have some huge, higher-income houses up First Street, and very near, middle to low-middle income housing that has been there since the 1950's. ... more
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Wed Aug 13, 2014
Samantha Peters answered:
In Alaska it is preferred to be at 620, calling your bank where you live may answer that questions fairly quickly!
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Thu Aug 7, 2014
sbmelvin answered:
I am a Veteran with a guaranteed VA loan benefit currently a college student working on my Masters degree, unemployed. The only current income is my wife. We are willing to work with the ideal situation as I reposition my self in the work place. We will have a combined income 100-120k once I secure work. Unfortunately we need to move within 30 days with credit issues do to loss of job . Need a minimum of 4 bedroom modern home could use 5 can only start paying 1200. month until work is secured. Would love a FSBO opportunity with seller that is willing to work with us. If you have a situation we may fit and are serious call me Mr. Melvin 755-757-5156 ... more
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Mon Jun 2, 2014
Regina Scott answered:
This is a late response but I felt compelled to submit. I worked in community organizing in that neighborhood for many years. It is generally a nice area--it has some spots with some issues, one in particular is where the Hampton and Newport News city lines meet. Something to remember is almost every neighborhood goes through life cycles. Wythe is a older neighborhood as are many neighborhoods in Hampton... things eb & flow. Wythe has a strong community organization of residents that truly care about their community and are committed to making it better. Also, remember that crime travels. Sometimes people think that if they live in certain neighborhood crime will never come their way-that is simply no true.

If you ever has questions about crime stats in particular you can always call the local police department and request crime stats.
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Wed Apr 16, 2014
Dan Tabit answered:
Rent to owns are rare and even more rarely do they meet a buyers desired criteria. They are also almost always a bad idea. You pay an up front fee, non-refundable and over market rent hoping that the extra money will be applied to your down payment. During your time there you are a renter, with no more rights or benefits than any other rental. IF you qualify to complete the purchase when your arrangement comes to it's predetermined end, you get to buy. In most cases, the tenant gets distracted or has other issues which prevent them from qualifying when the time comes and they lose all the extra money they paid.
A better options is to find as inexpensive rental as you can stand to live in. Save your money and fix any credit issues you have that prevent you from doing a conventional purchase. When you are truly ready you'll have a much better selection of homes and will have resolved issues that will benefit you in many other areas of your life.
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Wed Sep 18, 2013
Lori Jeltema answered:
Maggie, it depends on what you are looking for and what price range. An established neighborhood can to be one that has been around for while and kept it's value - a neighborhood where home ownership is high and owners tend to try to keep the home in good repair. Many refer to an area being established and mean that the homes have been occupied by the same people/families for a long time. There are some neighborhoods that rarely have a home come on the market because people tend to buy and stay. I work and own property in both NN and Hampton and would be happy to help you find a location that is right for you. Feel free to contact me. ... more
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