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Home Buying in Hamilton County : Real Estate Advice

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Activity 109
Sat Dec 2, 2017
Ahmad Karim asked:
Mon Oct 23, 2017
Tod asked:
We purchased a home in June 2017. Our realtor refused us having our own roof inspection ststing sellers were doing that for us. We had a home inspector take a walk through on the home and…
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Wed Dec 7, 2016
Maricris A answered:
Mon Aug 22, 2016
Sally Grenier answered:
Rent to own is a terrible idea and really not a viable option anymore. This was more common and more popular back when the market crashed and there was a ton of homes on the market. Sellers were desperate so they offered rent to own as an option. The market has fully recovered (in most parts of the country) and now sellers want to SELL (not rent to someone who likely can't qualify for a regular mortgage down the road when it's time to actually BUY).

Typically rent to own was much more favorable to the seller, not the buyer. You agree to pay XX for a house and pay XX each month that my or may not get applied to your downpayment and/or principle. It's very very sketchy. Plus what happens if the house isn't worth XX by the end of the rent to own period? If it's worth more, the seller would likely want to cancel your contract and find another buyer at the higher price. Or what if the price goes down? Then you're stuck overpaying on a house!

I'm sorry I don't have better news for you. I suggest you work on whatever issues are keeping you from qualifying now. I would work hard to fix your credit issues, and SAVE SAVE SAVE for downpayment and closing costs. Good luck!
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Sun Jul 3, 2016
Tabithamyers asked:
My family is moving to the Indianapolis area in a month and what is the better area? Carmel, Fishers or Zionsville and what is the best family focused subdivision in those areas?
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Mon Mar 7, 2016
tjbannister answered:
You can refi whenever you want. Call another lender, they'll have no problem helping you with a refi. The current bank is worried about the loss they will take. This is not your problem. ... more
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Thu Sep 24, 2015
Dan Tabit answered:
It depends on the property, the elevation, the value of the home and probably other factors. You need to speak to a local insurance agent who sells in the area you want to buy. Show them the address of the property and they can let you know.
Make sure you ask about what the rate may be doing in the near future. Flood insurance is not a fixed amount and I believe the rates will be increasing dramatically.
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Sat May 30, 2015
Remax LLC answered:
yes I think they could get you a loan that you need, when will you be ready to move to a new home? and what mass budget are you seeking? would you like to set an appointment to see some of the homes in the area of choice? ... more
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Fri May 8, 2015
garypuntman answered:
I'm sure they do. Most areas have water and sewer services. It's a good idea to contact the city about this if you have any doubts though. You can also probably find a website for them. ... more
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Wed Apr 29, 2015
ccialey answered:
how much is the fox hollow farm to buy/rent
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Mon Apr 6, 2015
Meighan Wise answered:
I will be listing a 1600 SF two story newer condo at that time for rent near Hamilton Town Center Mall in Fishers schools. call or text for more info 317-937-0134 Thanks Meighan
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Thu Jan 8, 2015
tammy answered:
NO we are not; we do not wish to take care of lawn and landscaping
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Thu Jan 8, 2015
Mary Garber answered:
From California, about 40 hours with one sleep stop
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Thu Jan 8, 2015
Mary Garber answered:
You need to have seen enough homes to have a good feel for the value. How long it has been on the market and how recently it has been reduced have some influence. Every transaction is different. It is a good buyers agent's job to evaluate the individual circumstances, share that with you, and help you choose. There is no right or wrong answer HOWEVER it is never a good idea to make the seller of the home you want your enemy with your first offer. There will be negotiations along the way with possession, inspections, and closing you may want to win later. Mary Garber ... more
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Sat Dec 27, 2014
Avery Garrett answered:
It depends on where it is off 193rd, the grade and characteristics of the land, etc. Give me a call and we can go over all that and get to work on selling it. 317-721-2274
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