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76137 : Real Estate Advice

  • All58
  • Local Info6
  • Home Buying32
  • Home Selling5
  • Market Conditions2

Activity 50
Wed Mar 29, 2017
Polsenaavalei8 answered:
I file bankruptcy at the very last minute of the foreclosure due date. Just at the last minute. An hour later someone comes to the door and tell me that they have bought the house due to foreclosure. Well I beable to save the house or stall more time for me to beable to make my payments ... more
0 votes 8 answers Share Flag
Thu Mar 23, 2017
W.g.martin3 answered:
Always negotiable but typical purchase is 3% but can scale down for big boy deals. On a lease to a credit tenant you're looking at first month rent + 3% total rent in initial term. A broker may choose to take his/her commission as roll up equity if the LL chooses, in which case the broker would share in the ability of the tenant to fulfill its obligations. Otherwise, on a straight cash commission deal, the broker either gets paid at close or at lease commencement. The brokers services are rendered by handling calls, marketing the property, and securing an end user for a parcel. The LL is responsible for due diligence and ultimately the performance of the property, not the broker. ... more
0 votes 7 answers Share Flag
Sun Nov 22, 2015
Michael Dryden answered:
If your HOA was "mandatory" it would have been disclosed when you bought the house. Since you entered into a covenant, you can't remove it unilaterally.

But is IS an association, run by a board and required to report to homeowners and hold meetings and elections. You have a choice. Fume about it or get involved and change it. While a management company may be hired by the association to conduct the day to day affairs of the HOA, the board is responsible for hiring them and setting the policies and rules by which the HOA is governed.

Talk to your neighbors about your concerns. If you share common complaints or points of dissatisfaction, get together and attend the next association meeting and make yourself heard. You and your neighbors are the Homeowners in the Association. Run for a seat on the board, or support someone who will work to get the changes made.

HOAs can add a lot to a property, from setting standards that keep property values high to maintaining amenities and common areas that made the home a desirable location for you when you bought it. But things can change, and homeowners need to stay involved to keep their HOA a positive influence for the community.
... more
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Wed Nov 18, 2015
Mpolanaky40 asked:
Units with .3 of a mile of. Roads within the confines of the quad development. We are assessed the same fees trash, snow clearing and the like of units having as much as 5x the housing and…
0 votes 0 Answers Share Flag
Thu Feb 19, 2015
Dan Tabit answered:
Le,
Here's how it works. You complete an application and fill in what you understand your income to be. You then submit paperwork including pay stubs and tax statements. The bank considers what you write, but they do their own calculations to determine how they view your income. Issues like recent raises, commission or bonus income may not be factored the same by the bank as by you or the average person. They also look at your debt, initially based on your application, but also your credit report.
Before you give up, verify they have all your income information and find out how they've calculated it and then ask about your debt. Sometimes an old debt on your credit report may show active, when it's been paid off long ago. When this is the case, you just have to prove the debt isn't valid, they remove it and your debt to income ratio may make sense and you'll get approved.
Best of luck, let us know how it turns out.
... more
0 votes 1 answer Share Flag
Wed Feb 4, 2015
Ereka Jones answered:
Hi There!

I have some many homes in that zip code and I have a lender with a program that goes up to 80K for the yearly salary.

G
0 votes 15 answers Share Flag
Wed Feb 4, 2015
Jodi Hight answered:
Not sure if you've found the information you need, but I can help in two ways - 1) I can get you in touch with a local lender, and 2) I actually have a townhome for sale at the moment in North Fort Worth. If I can help you further, let me know! ... more
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Tue Jul 29, 2014
Susie Kay answered:
Since you said guests I'm assuming they don't have a signed lease agreement with you.

I would suggest that you talk to an attorney.

Good luck,

Susie Kay
United Real Estate
469-371-2899
www.dfwdreamhomes.net
... more
0 votes 3 answers Share Flag
Tue Jul 8, 2014
John Straub answered:
Good Morning
Wow this is timely. There are 2 ways that you could create a storm shelter one is by adding a structure above or below grade or you could re-enforce a room in the house with the idea of creating a safe area. Review your HOA Covenants for information. While the HOA will not specifically address storm shelters it will address architectural review standards. These standards will tell you what steps you should take to build a structure. What ever you do make sure that you get the proper permits. Do not trust that you can ask for "forgiveness later" Building standards exist to protect you and your family from poor or incompetent workmanship. Best of luck to you!

John Straub
Keller Williams Realty
817-729-4281
john@dfwfamilyrealty.com
... more
1 vote 3 answers Share Flag
Sun Jun 22, 2014
Susie Kay answered:
Talk to a lender, if you need one, call me at 469-371-2899.

Susie Kay, RealtorĀ® & Certified Stager
Residential, Commercial, Investment
------------------------------------------------------------------
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240
469-371-2899
susie_k@att.net
www.dfwdreamhomes.net

Servicing your real estate need is my priority!
... more
0 votes 3 answers Share Flag
Mon May 12, 2014
Dan Tabit answered:
Mckeet,
If your score was taken by a lender, they will know the answer. If you obtained this score on your own, it may not be what the lenders look at. Lenders look at the middle score of the reports they obtain directly from the reporting agencies.
0 down is a very limited option. The most common would be VA if you are an active duty or vet. USDA is another option for rural properties, and has both location and income restrictions.
Your best answer will come directly from a local licensed lender who has a complete application and full documentation.
The advantage of applying is not only to find out if you qualify now, but if you don't you'll know exactly what you need to do to qualify sooner. If you can't buy yet, the sooner you know why, the better chance you have of resolving whatever is in the way.
... more
0 votes 1 answer Share Flag
Sun Mar 30, 2014
Elwanna McEuen answered:
Good luck. Your unwanted guest could move your belongings as well and not be arrested since nobody knows what is yours and what is theirs. No legal advise is given or implied. Call an attorney. Call the police if they ever get physical. ... more
0 votes 6 answers Share Flag
Sat Mar 15, 2014
Sajata Hale-Williams answered:
Cindy,

Did you ever sell your home in 2010? The market has changed SO much since then and many of the home values in Park Glen have increased. Let me know and I'd be happy to pull some current comparables for you. Have a great weekend!

Sajata Hale-Williams
Keller Williams Realty
fortworthhomes.kwrealty.com
... more
0 votes 15 answers Share Flag
Fri Feb 21, 2014
Alecia Smith answered:
Hi Kady,

Absolutely you can purchase a home with no money down. As John Lyng mentioned in his post the NACA program is awesome and no one can beat their product. I have worked that program for many years and I have tons of references that went through the program. I have been a Realtor going on 14 years and I love working with first time homebuyers. For more information please feel free to contact me at your convenience.

Alecia Smith
William Davis Realty
214-274-6056
... more
0 votes 12 answers Share Flag
Thu Feb 6, 2014
Penny Adkerson answered:
As long as your debt to ratio is no not higher you should be okay what kind of pmt are you wanting.i can give you Agee lenders info call me 818-528-7606 I am a Acredired buyers rep and a TX afordable home specialist
Penny Adkerson
Winansbhg realty
... more
0 votes 19 answers Share Flag
Thu Feb 6, 2014
donnatupper answered:
REAL ESTATE ACQUISITIONS GROUP can help
We are looking for people who want to own a home but can't get approved for a loan because of bad credit or who show little to no income due to self-employment. Let me be clear, this is NOT a free-for-all on home buying. My company finds buyers who have the funds to support a mortgage payment but show very little income or have a poor credit score. We find homes for those looking, remodel the home to the buyer's wants/needs and put them in it. A 10% deposit is necessary to secure a home in your name. If you want to own your own home and have a stable, verifiable income that can support a monthly mortgage payment, we need to talk. Let us do the work for you and see if we can get you into your own home. Again, this is NOT a government sponsored program or a loophole in the system. We are an honest company helping those who cannot find funding in a traditional manner. Contact me and let's start examining your options!
www.hhafinancial.com
Donna T
... more
0 votes 6 answers Share Flag
Thu Feb 6, 2014
donnatupper answered:
REAL ESTATE ACQUISITIONS GROUP can help
We are looking for people who want to own a home but can't get approved for a loan because of bad credit or who show little to no income due to self-employment. Let me be clear, this is NOT a free-for-all on home buying. My company finds buyers who have the funds to support a mortgage payment but show very little income or have a poor credit score. We find homes for those looking, remodel the home to the buyer's wants/needs and put them in it. A 10% deposit is necessary to secure a home in your name. If you want to own your own home and have a stable, verifiable income that can support a monthly mortgage payment, we need to talk. Let us do the work for you and see if we can get you into your own home. Again, this is NOT a government sponsored program or a loophole in the system. We are an honest company helping those who cannot find funding in a traditional manner. Contact me and let's start examining your options!
www.hhafinancial.com
Donna T
... more
0 votes 10 answers Share Flag
Thu Feb 6, 2014
donnatupper answered:
REAL ESTATE ACQUISITIONS GROUP can help
We are looking for people who want to own a home but can't get approved for a loan because of bad credit or who show little to no income due to self-employment. Let me be clear, this is NOT a free-for-all on home buying. My company finds buyers who have the funds to support a mortgage payment but show very little income or have a poor credit score. We find homes for those looking, remodel the home to the buyer's wants/needs and put them in it. A 10% deposit is necessary to secure a home in your name. If you want to own your own home and have a stable, verifiable income that can support a monthly mortgage payment, we need to talk. Let us do the work for you and see if we can get you into your own home. Again, this is NOT a government sponsored program or a loophole in the system. We are an honest company helping those who cannot find funding in a traditional manner. Contact me and let's start examining your options!
www.hhafinancial.com
Donna T
... more
0 votes 1 answer Share Flag
Thu Feb 6, 2014
donnatupper answered:
REAL ESTATE ACQUISITIONS GROUP -
We are looking for people who want to own a home but can't get approved for a loan because of bad credit or who show little to no income due to self-employment. Let me be clear, this is NOT a free-for-all on home buying. My company finds buyers who have the funds to support a mortgage payment but show very little income or have a poor credit score. We find homes for those looking, remodel the home to the buyer's wants/needs and put them in it. A 10% deposit is necessary to secure a home in your name. If you want to own your own home and have a stable, verifiable income that can support a monthly mortgage payment, we need to talk. Let us do the work for you and see if we can get you into your own home. Again, this is NOT a government sponsored program or a loophole in the system. We are an honest company helping those who cannot find funding in a traditional manner. Contact me and let's start examining your options!
www.hhafinancial.com
Donna T
... more
0 votes 14 answers Share Flag
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