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Foreclosure in Hall County : Real Estate Advice

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  • Home Buying1
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Activity 16
Sun Jul 6, 2014
Phil Rotondo answered:
can you let us know the address of the property, please?
0 votes 1 answer Share Flag
Fri Nov 29, 2013
Chuck Green answered:
I found one home on Mulberry bend currently available at $209,000, 4 bedrooms 2.5 baths and a full basement. If you would like more info emailed to you call/text or email me your info and I will forward to you.

Chuck Green, Realtor
Keller Williams Realty
770-714-7077 (c)
678-578-2788 (o)
... more
0 votes 1 answer Share Flag
Sat Aug 31, 2013
Amie Bozeman answered:
Hi, your situation does look a little grim at the immediate time however with a good plan of action you can purchase eventually. I know a great credit restoration lender. Call me and I will give you her number.

Amie Bozeman, Realtor
BHGRE Metro Brokers
... more
0 votes 9 answers Share Flag
Wed May 8, 2013
K.C. Jones answered:
Unfortunately this happens often. If you aren't making payments the bank will foreclose. As Rodney said...they are not under obligation to approve a short sale.
0 votes 2 answers Share Flag
Thu Oct 11, 2012
Ron Rovtar answered:
I would hate for you to count on any answer from a real estate agent to a question like this. Banks make their own decisions and they are not always consistent.

However, there is a much better source of advice for someone in your predicament. Check out the link below and find a HUD-approved counseling service in your area. These folks will know a lot more about the best ways to handle your particular situation in your geographic area. And the service will be absolutely free. Whatever you do don't pay for this kind of service unless you reach the point where you need help from a qualified real estate lawyer.

Good Luck!

Ron Rovtar
Prudential Real Estate of the Rockies
... more
1 vote 1 answer Share Flag
Mon Jan 2, 2012
Leslie Wright answered:
Would you consider working out a maybe an offer that would could possible be benificial to helping you and at the same time helping a wonderful family that owned their owned construction company and ran it for over 15 yrs. Last year put a end to many people that had done nothing else but construction. Send me a email or check back with me. I know this family. The husband can fix or build anything and its done right too., he and his wife have been married now almost 20 yrs and they have two precious teen daughter's. If you would be willing to exchange rent or take off rent for his labor only. I'm sure that over a period of time and lots of work that you might be able to fix the home at least to where you would be able to sell it and not lose you credit. I saw how frustrated you are and I'd just spoken to this man's wife who is my best friend now since we were teens. This may sound crazy and if so.. just ignore. I didn't think it would hurt to ask? I wished the best of all the blessings that life can offer. Just think it over and at the very least you might could meet with them and let someone look at the damages you have and I promise you that this man will be honest and tell you if its worth adding any money or sometimes its not the money that's needed just alot of hard work.. He knows how to do that too... along with his wife that helps him anyway she can. So sorry that you have such a hard time. Maybe.. just maybe this might be an answer to your prayer's . God works in mysterious ways, but He wants nothing more than to meet you ever need and see that you have prosper in all the you do. God Bless ... more
0 votes 2 answers Share Flag
Fri Dec 31, 2010
Jeff Harper answered:
Foreclosures come from various sources, and are sold in different ways. An agent who is experienced in dealing with HUD, Fannie Mae, Freddie Mac, auctions, and local banks is your best bet to find the best deal and actually be able to buy it! ... more
0 votes 5 answers Share Flag
Mon Apr 19, 2010
Jeff Harper answered:
That sounds like a difficult situation. Is the transaction closed yet? If so, congrats! If not, then perhaps you should go higher on the chain of command at the attorney's office. The person who should be helping you get the contract to closing is not doing his or her job. I have been in a similar situation and eventually was forced to speak with the person's boss about the lack of service. Your buyer will most likely not get any compensation for waiting, although they probably deserve it! ... more
0 votes 4 answers Share Flag
Thu Apr 15, 2010
x answered:
what is your real question? are you going to be held liable for that money once it is foreclosed? There is no forgiveness provision in the GA state law at this time. AND the attorneys I have talked to don't know of anyone that has come and asked for the money. Nor are they asking for the difference in income tax from what was owed and what the bank sold it. Not at this time so I hear.

... more
0 votes 2 answers Share Flag
Wed Mar 3, 2010
Lynel Adams answered:
Your Foreclosure would be on your credit report and you would not be able to buy until 3 years have past. You job should not be effected. I have never heard of a mortgage company trying to pull money from a payroll.

Lynel Adams
... more
0 votes 1 answer Share Flag
Tue Jan 5, 2010
Pete Edwards answered:
When buying a foreclosure you are typically not dealing with a bank, you are typically dealing with an "Asset Manager" who works for the bank. Think about a room full of clerical types with stacks of folders on their desk , a ringing phone and a set of rules they have been given by the bank. So don't be the least bit surprised that they seem unresponsive. In every instance I've seen they also require a Mortgage Pre Approval letter (I would recommend a Mortgage Commitment Letter) be sent in with the offer to show it as a strong offer. In addition they are certainly not interested in any sort of contingencies in the purchase and sale agreement so if you have contingencies, do your due diligence and then remove the contingencies. The bottom line is that the Asset Manager is looking for a no contingency, full price, all cash offer as the best offer he can get and knows that it will get approved for sale. Anything less is less acceptable so try to get close to the clean offer, especially when it comes to the money part of the deal. ... more
0 votes 4 answers Share Flag
Fri Nov 13, 2009
Emptypockets asked:
situation where I may need to do a short sale. Even with the CS payments, I am slowly going under -- but without it, things would definitely be worse. My question is if I request a short…
0 votes 0 Answers Share Flag
Mon Feb 25, 2008
Leslie Cooley answered:
Have you had any luck finding your home? If not please let me know and I will help you. I work the Oakwood and surrounding areas.
0 votes 3 answers Share Flag
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