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General Area in Hainesville : Real Estate Advice

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Sat Feb 11, 2012
John Walin answered:
Sweetness
I don't know what Michael is talking about... you have to have low debt to income and job stability/stable earnings even if you have a decent credit score. you pay a risk adjusted premium that might be 2% for being a low credit score, however, you wont get the loan if you are independent contractor, no proof of income or recent job change. You could have a 700 score and if you just started a job 3 months, went thru a BK one year ago, had purchased a new car with a $600 per month payment, you still wont get a loan! ... more
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