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Home Buying in Haight : Real Estate Advice

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Activity 4
Sun Oct 27, 2013
answered:
If you are happy with the payment, I always recommend to lock as soon as you can. We can always float down the rate if the rates move significantly lower and it eliminates the worry of rates going higher. Call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.

Brad Neumann
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
Email: bneumann@myccmortgage.com
NMLS# 948036
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Sun Oct 31, 2010
Bev Smucha answered:
Read your rental agreement. The contract will state if the lease converts to month to month. You can always
send a written request to your landlord that you would like to renew or enter into a new lease. Should be easy.

Regards,
Bev Smucha
Soval Realty
415-699-0941 soval@att.net
Lic.#00855950
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Mon Feb 9, 2009
Jeff Woo answered:
There is actually nothing called a "Protected Tenant Addendum." What you are most likely referring to is the SF Associatoin of Realtor's Protected Tenant Estoppel form, also known as the 37.9(i) form.

This is a form in which a tenant fills out when served upon them to declare whether (1) they claim to be a "protected tenant"; and (2) they claim they will be protected in the next twelve months.

A Protected Tenant is defined under the SF Rent Ordinance as someone who is either (1) a tenant for at least 10 years and is 60 years or older; (2) a tenant for at least 10 years, disabled, and qualifed to receive SSI payments; and (3) a tenant for at least 5 years, disabled with a life threatening illness, and qualifed to receive SSI payments. SSI payments are a form of welfare which requires an asset and income test.

The fact that a tenant is "projected" is important because it may limit or prevent an owner from doing an owner move in or relative move in eviction. Also, the lawful eviction of a protected tenant will destroy any condo conversion rights a building may have had.

Under the Rent Ordinance, if a tenant is served with the 37.9(i) form, he must return it in 30 days or he is deemed to not be protected. However, tenant groups have asserted that tenants are not obligated to fill out or return such forms unless the person serving it is intending on doing an Owner Move In eviction. This issues has not yet been litigated or resolved Court.

Its should be noted that even if a tenant filled out the 37.9(i) form stating that they were not "protected" it would not lell you if they were disabled. A tenant could truthfully state that they are not protected while still being disabled if they have not lived in the premises for 10 years or were qualifed to receive SSI Payments. This is important because the eviction of a disabled person, even if not protected, will destroy condo conversion rights of a building.

Jeffery Woo, Esq.
Sedgwick, Detert, Moran & Arnold LLP
415-627-3607
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