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Tech Tips in Hackensack : Real Estate Advice

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Activity 1
Wed Mar 17, 2010
ann santee answered:
I have owned a co-op and currently live in a condo on Prospect Avenue where there are 3 very nice co-op buildings -- Sherbrooke, Eiffel Tower, and Whitehall. The main criteria required to purchase are great credit,
past 2 years tax returns, and an income/debt ratio of 4 to 1. Sherbrooke and Eiffel require 20% down payment, and Whitehall wants 50% down. Each building's maintenance varies depending on what they include in the maintenance charge. In addition to the credit report and the tax returns, the co-op's will also ask for much more information; i.e., your pay stubs, bank statements, investments, etc. Co-ops are a bit complicated to describe all the details in this e-mail, so feel free to call me any time at 201-233-5278 and I can provide you with all the details.

Many thanks,

Ann Santee
Vice President/Broker Associate
Mark DeLuca Realtors
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