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Home Buying in Group 14621 : Real Estate Advice

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  • Local Info0
  • Home Buying6
  • Home Selling0
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Activity 6
Sat Jul 11, 2015
USMortgageRanger answered:
Thanks for your post & congratulations on your decisions to purchase a home. I would suggest you get APPROVED not just pre-qualified. Let me explain the difference. When you start shopping for a home, most Agents and Builders want you to get pre-qualified, before they spend any time with you. However, being pre-qualified doesn’t mean you are ready to buy. In this market, property is moving faster than ever. So if you are ready to buy, you should get APPROVED by a competent Lender. Approval is similar to having cash in your pocket and this tells the seller you are truly ready to buy. In fact many listing Agents and Builder won’t even look at your offer unless its attached to a real pre-approval with FHA, Fannie Mae, Freddie Mac, VA or USDA Approval.

I would be delighted to provide you with some options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.

Lowell Sterling
Mortgage Banker
NMLS 968898
Capital One Bank
Phone 469-315-1709
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0 votes 1 answer Share Flag
Fri Nov 28, 2014
Mark Updegraff answered:
Hi Gerald,
Feel free to call anytime and I can help get you started on this acquisition.

Sincerely,
Mark Updegraff
585-314-9790
0 votes 1 answer Share Flag
Sat Feb 23, 2013
Cathy Salatino answered:
If this is a cash deal, then you credit score should not matter.
0 votes 7 answers Share Flag
Sun Feb 3, 2013
Linda Grey answered:
Closing costs come from your lender, they are the ones who know all of your financial information as well as the financial details of your potential home loan fees. If you are purchasing your home with cash only then it would be your attorney who would tell you your closing costs.

Best wishes in your new home.
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0 votes 3 answers Share Flag
Sat Feb 2, 2013
Sal Tripi answered:
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