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Grosse Ile : Real Estate Advice

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  • Local Info2
  • Home Buying9
  • Home Selling0
  • Market Conditions1

Activity 21
Sat Mar 19, 2016
Private answered:
It's just another way for insurance companies to transform YOUR money into THEIR money.
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Wed Mar 9, 2016
michael.netter answered:
Put house on Zillow first...
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Wed Jan 27, 2016
Gregory Young answered:
Yes. Go to Save thousands and sell like a pro!
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Tue May 12, 2015
Tony Grech answered:
Asbestos is very common in older houses and it's not cheap to remove. I'm surprised if you paid for a private inspection that the inspector wouldn't have made some note of it. The presence of asbestos itself is not a huge hazard if it's not peeling, flaking,etc, so it could be that at the time it didn't present a hazard so no mention was made.

Generally they just tell you to leave it alone unless you're going to get some professionals in to remediate it.

I wouldn't think you have any sort of recourse being that you've owned the house 14 years, but this would be a better question for an attorney. Good luck!
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Fri Aug 1, 2014
Andy B Realtor answered:
Im not a licensed loan officer but from what i understand some lender will offer FHAor conv financing 2-3 years after short sale. possibly look into a rent with option or land contract until your credit is back on par. I have some land contracts currently available We also have investors that will BUY a home of your choice and sell back on land contract depening on the area and down payment you have available. I can send you a list of what we have or talk more about having an investor buy the home of your choice. Please contact me
Andy Boryszczuk- Elite Realty
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Fri May 16, 2014
Derek Tunison answered:

I would search under the "Find an Agent" icon and search for a Real Estate pro in that area. I am a mortgage specialist in Macomb, and would be happy to run a quick application to see if you could purchase a place. If you have questions, or would like to get started, please just give me a call.

Good Luck!

Derek Tunison
Sr. Loan Specialist
First Mortgage Corporation
41950 Hayes Rd
Clinton Twp, MI 48038
NMLS 162605
Cell: 586-306-8994
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Sat Aug 3, 2013
Kathy Persha answered:

Both Bill and Sally have given you excellent advice. If the home is worth less then what is owed, the only way a bank will take less is by means of a short sale. A short sale will affect his dad's credit in the future and prevent him from getting a mortgage to buy another house for a few years. And, if his dad does not qualify for a short sale, the bank will deny it.

Now, if the appraisal comes in less than the purchase price, your son can pay the difference in cash. I don't know what terms he is looking for on a mortgage or how much he is putting down on the house. But, if he was planning to put a larger downpayment on the house, he could possibly lower the downpayment and pay the difference between purchase price and appraisal amount in cash at close.

As with many of the questions asked on this site, it is difficult to answer completely without knowing all the circumstances. A Realtor and/or your son's lender could provide more information on this question.

Kathy Persha, Associate Broker
Keller WIlliams Realty
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Sat May 25, 2013
A. Kay McMahon answered:
Hi Gabby, it all depends on what type of water frontage you are looking for on Grosse Ile. If you are looking for open water, it may be a bit difficult finding something in this price range. There are lovely homes on the canals that are priced very well. Grosse Ile is a lovely community--good luck in your search! ... more
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Mon Oct 1, 2012
caljensens answered:
The child most likely did not die in the house. Most of the suicides I've heard about on the island have been outside of the home. Often in Elizabeth park or some such place.
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Fri Dec 16, 2011
Annette Levinson answered:
Fha does not do inspections. If you have a 203K mortgage, they send a licensed inspector to check work otherwise it is just an appraiser to establish value.
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Fri Dec 16, 2011
Anna M Brocco answered:
Discuss with your agent, he/she can better advise; generally bank owned properties are sold as is.
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Mon Dec 12, 2011
Maria Morton answered:
The Buyer asks the Seller for repairs or financial compensation/price reduction in lieu of repairs in the Resolution of Unacceptable Conditions which is submitted after Inspections but before the Inspection Period is over. The length of the Inspection Period is defined in your contract. What does your Buyer's Agent say to do? ... more
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Wed Jan 19, 2011
Sharon Kemp answered:
Hi. We do have a Bed & Breakfast business on the island-but no cottages. Perhaps someone at one of the marinas will rent you a berth on their boat!
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Thu Dec 3, 2009
Amador C. Melgoza answered:
Hello, this is Amador Melgoza from Keller Williams Realty. If You need questions answered, I'm here to help. Was there a certain property You where referring too in Grosse IIe, Michigan?

Best Wishes,

Amador C. Melgoza
Keller Williams Realty
35427 Dodge Park
Sterling Heights, MI 48312
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Thu Apr 16, 2009
1stfinagroupltd answered:

Saw your posting online. I am a private lender willing to work with you. Flexible repayment terms and a timely closing schedule.We offer at typical rates of 4.7% APR. Get back via email for details.

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Wed Oct 29, 2008
smith3gary answered:

I'm not certain where you are in the foreclosure process based upon your question. The State of Michigan has information on their website to help those facing foreclosure. Look under the various links and photos on this website.,1607,7-141-45866_47905-177801--,00.html

Some additional information is available on the State of Michigan Attorney Generals website below his photo

The site also includes Housing Counseling. In addition, I suggest seeking advice from a foreclosure attorney. I suggest being proactive and getting help rather than waiting for the home to be taken away and evicted.
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Tue Oct 28, 2008
Frances Flynn Thorsen answered:
Your sister should contact a consumer protection attorney immediately. You can find a referral at the National Assn. of Consumer Advocates

As an alternative, nonprofits like ACORN are having some excellent results, even in the final days of a foreclosure situation. Find a representative there who may be able to help at

The bank will file for a writ of possession following the auction ...

Sometimes people are paralyzed into inaction ... a helping hand from her sister may facilitate her outcome and/or transition 8-) I wish you both well.
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Wed Jul 23, 2008
smith3gary answered:
Eileen, Trulia includes recent sales of some homes in your area within the home search. Simply select sold instead of for sale or foreclosures. I do have access to all transactions through the Multiple Listing Service and Wayne County Public Records if you would like information about all homes sold during the past few months.

As to your question, Looking for the company that sold the most homes is one way to look, but what if they sold the homes for 60 percent of their actual value. Would you still want that company to sell your home?

I suggest looking for a local company and interviewing several agents. Here are some websites that may help.

On Trulia, select Member Search and enter either Grosse Ile or your zip code to find members that have answered questions for your area. Their actual city will appear on the right hand column. State of Michigan Association of Realtors(R) website. Select Find a Realtor from the top menu. This would be the most complete list. and select cities around you

Alternately, I can send you a list of several agents that may meet your needs. When interviewing agents, you should focus on their marketing and not the price range for your home. I do suggest interviewing at least 3 agents and choosing the person that best fits your needs.
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