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Greenville : Real Estate Advice

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  • Local Info19
  • Home Buying32
  • Home Selling4
  • Market Conditions7

Activity 94
Wed Apr 12, 2017
Kenhowell728 asked:
Hi looking for help,
I was working with a major online Q lender, who I had/have a pre-approval through. I have 620 credit with a $10,000 gifted down payment. There was confusion when…
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Mon Mar 13, 2017
Jmlubecky answered:
Because law enforcement in that area is far more concentrated on Civil Asset Forfeiture than solving violent crime.
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Sun Feb 5, 2017
Dcwangcbs answered:
hi we have a 3 bed/2 bath house for rent in a nice quiet neighborhood built in 2014. if interested, please contact Dan, dcwangcbs@gmail.com .
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Thu Jan 19, 2017
Cathy Talley answered:
I pay 900.00 a month for rent for two years along with paying utility bills and a car note. And other bills that average out to be about $2,800 a month. Watch I pay but so tired of renting. If I can afford that and pay ever month on time why want someone see my on time rent payments being never late. That's what people should also take in consideration. I have do money for a down payment for a house and my credit is below a 600 what can I do? I tried Lexington Law but I couldn't keep affording them. ... more
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Sun Jan 15, 2017
Cmanning2015 asked:
I need to move into a better location. I have a low credit score due to Medical Bills along with closed accounts still on my credit report along with a cc debt that was closed and now has…
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Wed Sep 28, 2016
Michele Connors answered:
Local Realtors are the best source ! Find one with good reference or recommendations. There is a way to have all Chicod homes sent to you as they hit the market. I will be happy to set that up, let me know. ... more
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Wed Sep 28, 2016
Michele Connors answered:
Hi Ross, Are you purchasing in NC ?? Based off multiple criteria you may qualify for 100% financing or 3% down/ seller assistance. You will first need to sit with a mortgage lender or bank to pull credit score, discuss your current debts and income. That is the first step of prequalifying. Until you actually submit the information asked of you it is only a source of reference. That lender will give you a price range if you qualify and you should call a reputable and qualified Realtor in your area. Ask friends or co-workers for their referrals or look at Trulia/Zillow reviews. Call that Realtor and stick with them thru the process. They can arrange you seeing any home on the market regardless of who's sign is in the yard. The seller and their agent has already determined the compensation your Realtor gets at closing time. That money comes from the seller/seller agent company. Lastly, each state has its own real estate laws, so listen to your agent and ask questions at any time you need clarification. ... more
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Thu Sep 22, 2016
Michele Connors answered:
it is possible to find a seller open to this scenario but in general they will want a substantial deposit. Some want a higher interest rate and some are homes that are not as appealing to the general market. There is such a variable in this opportunity I prefer to ask is there a way to repair the credit to go traditional if you roll up your sleeves and put some credit repair to work for you. There are local mortgage co. that are good with this type of customer. Contact me if you need more info. thanks and good luck ! ... more
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Sun Jan 3, 2016
Victory Property Management answered:
Financing is based on your down payment, credit score and income. If you have sufficient retirement income, then you should qualify for a mortgage. If you have an existing home and transfer the profits from that sale to your new purchase, all the better.

Whether or not you can qualify for a 30 year mortgage, well that is a question for your lender.
... more
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Sat Sep 12, 2015
Candace Hill asked:
Thu Jul 16, 2015
Michele Connors answered:
I know the area well and would be happy to help you ! Call me and I can discuss your options with you !
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Wed Jun 17, 2015
Tony Grech answered:
Fannie Mae now offers a 3% down conventional loan. At least one borrower on the loan must be a first time homebuyer and the minimum credit score is 680. The maximum debt to income ratio (DTI) is 45%.

However, looking at the rates being offered on this program and the stiff PMI required, in a lot of cases you might be better served looking at an FHA loan. FHA only requires 3.5%, which is close, but the interest rates and PMI are better than 3% down conventional and FHA is not as strict in terms of credit. In addition, FHA allows the seller to pay up to 6% of the purchase price towards your closing costs as opposed to 3% for conventional, so your $$ out of pocket could wind up being less.

It's impossible to say which program IS actually better for you without knowing a lot of other circumstances such as your income and credit history, but you should speak to a lender ASAP to review your options and get preapproved.

Email me or call me if I can help
Tony
... more
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Sun Jun 14, 2015
Patricia Memoli answered:
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Mon Nov 24, 2014
Tim Moore answered:
Fri Nov 14, 2014
Tim Moore answered:
Looks nice. Is there a question?
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Fri Nov 14, 2014
Eleonora answered:
http://piratetorrents.net/ a website white torrent peliculas completa french torrent full movies enjoy :)
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